209 Rosebud Ct, Stephenson, VA 22656 Property Records

Frederick County property record for 209 Rosebud Ct, Stephenson, VA 22656

Property Summary

Property TypeTownhouse
Details3 bd · 2.5 ba · 1,992 sqft · built 2015
Lot Size0.05 acres (2,178 sqft)
OwnerIndividual Name on Record
Last Sale$285,000 (Mar 2020)
Tax Bill$2,170 (2026)
Deeds & MortgagesJul 2023 Line of Credit
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN44E1-6-55

Property Details

APN / Parcel Number

Primary APN44E1-6-55
Alternative APN
  • 8049079

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area1,992 sqft Living Area
Gross Area3,441 sqft
1st Floor Area996 sqft
Basement Area654 sqft
Finished Basement654 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2023
Architectural StyleTownhouse
Exterior MaterialVinyl
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area2,178 sqft (0.05 acres)
TerrainRolling
Garage TypeBuilt-in
Garage Area342 sqft
Parking Spaces2 Parking Spaces
Patio Area237 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8049079
Street Address209 ROSEBUD CT
CitySTEPHENSON
StateVA
Zip22656-1972
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR4
Legal DescriptionSNOWDEN BRIDGE L55 S6B
Legal Subdivision5
Legal Lot Number55
JurisdictionFREDERICK VA
Township / Civil DivisionSTONEWALL
Census Block Group4
Census Block4025
Census Tract50100

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address209 ROSEBUD CT, STEPHENSON, VA 22656-1972
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 11, 2023Deed of Trust, Mortgage · Line of Credit
NAVY FEDERAL CREDIT UNION
Mar 20, 2020Grant Deed, Transfer
NAVY FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 20, 2020 · Amount on Record
Deed SaleMar 20, 2020 · Amount on Record
Prior SaleAug 19, 2015 · Amount on Record
Deed Document Number20203292
Record UpdatedSep 20, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address209 ROSEBUD CT, STEPHENSON, VA 22656-1972
Transaction TypeMortgage
Record UpdatedAug 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005787
DateJul 11, 2023
Instrument230005787
Lender
NameNAVY FEDERAL CREDIT UNION
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

March 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionFREDERICK VA
Recording DateMar 20, 2020
Property Address209 ROSEBUD CT, STEPHENSON, VA 22656-1972
Document Number0000003292
Instrument DateMar 19, 2020
Instrument3292
Transaction TypeTransfer
Record UpdatedMay 7, 2020
Title CompanyRGS TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$285.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address209 ROSEBUD CT STEPHENSON VA 226561972, STEPHENSON, VA 22656-1972

Mortgage

Document Number3293
DateMar 20, 2020
Instrument3293
Lender
NameNAVY FCU
TypeCredit Union
AddressVIENNA, VA 22180
Agreement
AmountAmount Recorded
Term360 Months
DueMar 19, 2050

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,170.00 (+10.43%)$409,400 Land $68,000 Building $341,400$409,400 Land $68,000 Building $341,400
2025$1,965.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 180 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250

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