San Diego County property record for 209 Rosebay Dr, Encinitas, CA 92024
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 1 ba · 827 sqft · built 1970 |
| Lot Size | 0.106 acres (4,600 sqft) |
| Owner | Individual Name on File |
| Last Sale | $675,000 (Jul 2018) |
| Tax Bill | $8,451 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Aug 2019 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 257-070-03-01 |
| Primary APN | 257-070-03-01 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 827 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Architectural Style | Duplex Single |
| Lot Area | 4,600 sqft (0.106 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 1 Parking Space |
| Street Address | 209 ROSEBAY DR |
|---|---|
| City | ENCINITAS |
| State | CA |
| Zip | 92024-3343 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R11 |
| Legal Description | LOT 3 1/2 INT IN WI EXCLUSIVE USE OF NLY POR OF TR 006490 |
| Legal Subdivision | PACIFIC SERENA |
| Legal Tract | 006490 |
| Legal Block | 2 |
| Legal Lot Number | 3 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 17606 |
Source: San Diego County records · APN 257-070-03-01
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 209 ROSEBAY DR, ENCINITAS, CA 92024-3343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION |
| Aug 27, 2019 | Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Nov 15, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WINNPOINTE CORPORATION |
| May 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Jul 19, 2018 | Affidavit of Death, Transfer FIDELITY NATIONAL TITLE SAN DIEGO |
| Jul 19, 2018 | Grant Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 19, 2018 · Amount on Record |
| Deed Sale | Jul 19, 2018 · Amount on Record |
| Prior Sale | Mar 18, 1998 · Amount on Record |
| Deed Document Number | 2018293329 |
| Prior Transfer Date | Mar 28, 2014 |
| Prior Transfer Doc | 0000140143 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 209 ROSEBAY DR, ENCINITAS, CA 92024-3343 |
| Transaction Type | Mortgage |
| Record Updated | Sep 29, 2021 |
| Title Company | ORABGE COAST TITLE, ORANGE COAST TITLE |
| Name | Verified Name |
|---|---|
| Address | 209 ROSEBAY DR, ENCINITAS, CA 92024-3343 |
| Document Number | 0000663041 |
|---|---|
| Date | Sep 20, 2021 |
| Instrument | 2021-0663041 |
| Name | OWNING CORPORATION |
|---|---|
| Type | Non-Lending Institution |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 348 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 209 ROSEBAY DR, ENCINITAS, CA 92024-3343 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000365661 |
|---|---|
| Date | Aug 27, 2019 |
| Instrument | 2019-0365661 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | PONTIAC, MI 48341 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 209 ROSEBAY DR, ENCINITAS, CA 92024-3343 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ORANGE COAST TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000528546 |
|---|---|
| Date | Nov 15, 2019 |
| Instrument | 2019-0528546 |
| Name | WINNPOINTE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | ORANGE, CA 92868 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 209 ROSEBAY DR, ENCINITAS, CA 92024-3343 |
| Document Number | 0000296066 |
| Instrument Date | May 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 18, 2020 |
| Title Company | AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO. |
| Name | Verified Name |
|---|---|
| Address | 209 ROSEBAY DR ENCINITAS CA 920243343, ENCINITAS, CA 92024-3343 |
| Document Number | 0000296066 |
|---|---|
| Date | Jun 10, 2020 |
| Instrument | 296066 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 09, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 19, 2018 |
| Property Address | 209 ROSEBAY DR, ENCINITAS, CA 92024-3343 |
| Document Number | 0000293328 |
| Instrument Date | Jul 16, 2018 |
| Instrument | 293328 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2018 |
| Title Company | FIDELITY NATIONAL TITLE SAN DIEGO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 300187 ESCONDIDO CA 920300187, ESCONDIDO, CA 92030-0187 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 19, 2018 |
| Property Address | 209 ROSEBAY DR, ENCINITAS, CA 92024-3343 |
| Document Number | 0000293329 |
| Map Reference | MAP 6490 |
| Instrument Date | Jun 26, 2018 |
| Instrument | 2018-0293329 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 209 ROSEBAY DR, ENCINITAS, CA 92024-3343 |
| Document Number | 0000293330 |
|---|---|
| Date | Jul 19, 2018 |
| Instrument | 2018-0293330 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 01, 2048 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $768,029 (+2%) Land $711,140 Building $56,889 | |
| 2025 | $8,451.00 (+6.13%) Homeowner's exemption | $752,971 (+4.04%) Land $697,197 Building $55,774 |
| 2023 | $7,963.00 (+2.16%) Homeowner's exemption | $723,734 Land $670,125 Building $53,609 |
| 2022 | $7,795.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ting Fiber Fiber | 2,000 / 2,000 |
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
Based on FCC filings for 316 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | OLIVENHAIN MWD serves 86,458 people |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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