209 Rockridge Cir, Duluth, MN 55804 Property Records

St. Louis County property record for 209 Rockridge Cir, Duluth, MN 55804

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,844 sqft · built 1978
Lot Size	0.411 acres (17,919 sqft)
Owner	Individual Name on Record
Last Sale	$256,000 (Dec 2010)
Tax Bill	$8,196 (2026)
Deeds & Mortgages	May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-2678-00080`

Property Details

APN / Parcel Number

Primary APN	`010-2678-00080`
Alternative APN	`908550`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,844 sqft Gross Area
1st Floor Area	1,604 sqft
Basement Area	672 sqft
Finished Basement	672 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Split Foyer
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Lot Area	17,919 sqft (0.411 acres)
Garage Type	Basement
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	460 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	908550
Street Address	209 ROCKRIDGE CIR
City	DULUTH
State	MN
Zip	55804-1857
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0 08 BLOCK:000 SERIAL #
Legal Subdivision	LACHMUND DIV DULUTH
Legal Lot Number	8
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1007
Census Tract	700

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 ROCKRIDGE CIR, DULUTH, MN 55804-1857
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 3, 2010 · Amount on Record
Deed Sale	Dec 3, 2010 · Amount on Record
Prior Sale	Dec 22, 2009 · Amount on Record
Deed Document Number	2010893355
Last Transfer Date	Feb 13, 2023
Transfer Doc	0001066029
Record Updated	Sep 20, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	209 ROCKRIDGE CIR, DULUTH, MN 55804-1857
Document Number	00T1023556
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jul 20, 2020
Title Company	NORTH SHORE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	209 ROCKRIDGE CIR DULUTH MN 558041857, DULUTH, MN 55804-1857

Mortgage

Document Number	00T1023556
Date	May 19, 2020
Instrument	T1023556

Lender

Name	NORTH SHORE BK/COMMERCE
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 18, 2035

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,196.00 (+4.7%) Homeowner's exemption
2025	$7,828.00 (+2.3%) Homeowner's exemption	$594,000 (+6.36%) Land $120,400 Building $473,600	$594,000 (+6.36%) Land $120,400 Building $473,600
2024	$7,652.00	$558,500 (+12.31%) Land $112,200 Building $446,300	$558,500 (+12.31%) Land $112,200 Building $446,300
2022		$497,300 Land $34,800 Building $462,500	$497,300 Land $34,800 Building $462,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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