209 Ridgewood Pl, Mobile, AL 36608 Property Records

Mobile County property record for 209 Ridgewood Pl, Mobile, AL 36608

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,155 sqft · built 1959
Owner	2 Individual Names on File
Last Sale	$275,000 (Dec 2015)
Tax Bill	$3,118 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`R022806372001110`

Property Details

APN / Parcel Number

Primary APN	`R022806372001110`
Alternative APNs	`28 06 37 2 001 110.XXX` `00553715` `553715`

Interior

Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,155 sqft Living Area
1st Floor Area	2,847 sqft
Upper Floors Area	440 sqft
Basement Area	440 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1991
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Garage Type	Carport
Carport	Carport
Carport Area	728 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	232 sqft
Deck Area	728 sqft
Patio Area	728 sqft
Utility Building	140 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	553715
Old Parcel Number	R022806372001110
Street Address	209 RIDGEWOOD PL
City	MOBILE
State	AL
Zip	36608-1414
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 RIDGEWOOD SUB MBK 5 P 219 AND AMENDED IN DBK 498 PG 161 GRT SEC 37 T4S R2W #SEC 37 T4S R2W #MP28 06 37 2 001
Legal Range	02W
Legal Township	04S
Legal Section	37
Legal Subdivision	RIDGEWOOD SUB
Legal Lot Number	5
Jurisdiction	MOBILE AL
Township / Civil Division	MOBILE
Census Block Group	3
Census Block	3009
Census Tract	3302

Owner

209 Ridgewood Pl is owned and occupied by two individuals who bought it in December 2015.

Source: Mobile County records, as of December 22, 2025

Owner of Record	2 Individual Names on File
Mailing Address	209 RIDGEWOOD PL, MOBILE, AL 36608-1414
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 8, 2015 · Amount on File
Deed Sale	Dec 8, 2015 · Amount on File
Prior Sale	Nov 20, 2014 · Amount on File
Deed Document Number	2015062202
Deed Book / Page	7328 / 0075
Record Updated	Jun 8, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	209 RIDGEWOOD PL, MOBILE, AL 36608-1414
Document Number	0000024446
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	Jul 8, 2020
Title Company	OTHER

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	209 RIDGEWOOD PL MOBILE AL 366081414, MOBILE, AL 36608-1414

Mortgage

Document Number	0000024446
Date	Apr 23, 2020
Instrument	24446

Lender

Name	COMMUNITY BK/MS
Type	Bank
Address	FOREST, MS 39074

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 209 Ridgewood Pl was $3,118 with a homeowner's exemption, up 4.9% from the year before.

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,118.00 (+4.95%) Homeowner's exemption	$49,990 (+4.8%) Land $24,500 Building $25,490	$499,900 (+4.8%) Land $245,000 Building $254,900
2024	$2,971.00 (+3.38%) Homeowner's exemption	$47,700 (+3.38%) Land $24,500 Building $23,200	$477,000 (+3.38%) Land $245,000 Building $232,000
2023	$2,874.00 Homeowner's exemption	$46,140 Land $24,500 Building $21,640	$461,400 Land $245,000 Building $216,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 209 Ridgewood Pl in Zone X, an area of minimal flood risk, though there have been 32 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	32 (1979–2004)
Claims Outside the SFHA	13 of 32
Most Recent Claim	Sep 2004 · Hurricane Ivan
Claims by Event	Hurricane Ivan, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Ridgewood Pl is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 76% of Alabama
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 316 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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