209 Ridgecrest Dr, Monroe, VA 24574 Property Records

Amherst County property record for 209 Ridgecrest Dr, Monroe, VA 24574

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 864 sqft · built 1980
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on File
Last Sale	$200,000 (Jul 2023)
Tax Bill	$1,384 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Sep 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`92A 1 13`

Property Details

APN / Parcel Number

Primary APN	`92A 1 13`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1994
Architectural Style	Cape Cod
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	22,216 sqft (0.51 acres)
Deck Area	384 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	209 RIDGECREST DR
City	MONROE
State	VA
Zip	24574-2172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	LOT 13 ORCHARD HILLS EST 92A 1 13
Legal Subdivision	ORCHARD HILLS EST
Legal Lot Number	13
Jurisdiction	AMHERST VA
Township / Civil Division	3
Census Block Group	3
Census Block	3000
Census Tract	10300

Owner

209 Ridgecrest Dr is owned and occupied by an individual who bought it in July 2023.

Source: Amherst County records, as of June 23, 2026

Owner of Record	Individual Name on File
Mailing Address	209 RIDGECREST DR, MONROE, VA 24574-2172
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2023	Warranty Deed, Transfer · FHA Mortgage MOVEMENT MORTGAGE LLC
Sep 23, 2020	Intrafamily Transfer, Transfer · Stand-Alone Refinance ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2023 · Amount on File
Deed Sale	Jul 12, 2023 · Amount on File
Deed Document Number	20231910
Prior Transfer Date	Aug 13, 2020
Prior Transfer Doc	0000003220
Record Updated	Sep 20, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	AMHERST VA
Recording Date	Jul 12, 2023
Property Address	209 RIDGECREST DR, MONROE, VA 24574-2172
Document Number	0230001910
Instrument Date	Jul 3, 2023
Instrument	230001910
Transaction Type	Transfer
Record Updated	Aug 1, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 RIDGECREST DR, MONROE, VA 24574-2172

Mortgage

Document Number	0230001911
Date	Jul 12, 2023
Instrument	230001911

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	AMHERST VA
Recording Date	Sep 23, 2020
Property Address	209 RIDGECREST DR, MONROE, VA 24574-2172
Document Number	0200003220
Instrument Date	Aug 13, 2020
Instrument	200003220
Transaction Type	Transfer
Record Updated	Feb 15, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200003221
Date	Sep 23, 2020
Instrument	200003221

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 209 Ridgecrest Dr was $1,384, up 72.8% from the year before.

Source: Amherst County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Amherst County
Unified School District	Amherst County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,384.00 (+72.78%)	$131,400 Land $20,000 Building $111,400	$247,200 Land $24,000 Building $223,200
2025	$801.00
2024		$131,400 (+35.6%) Land $20,000 Building $111,400	$131,400 (+35.6%) Land $20,000 Building $111,400
2023	$591.00	$96,900 Land $20,000 Building $76,900	$96,900 Land $20,000 Building $76,900
2022	$591.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 209 Ridgecrest Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Ridgecrest Dr is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 82% of Virginia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ridgecrest Dr

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