209 Ridge Dr, Lodi, CA 95240 Property Records

San Joaquin County property record for 209 Ridge Dr, Lodi, CA 95240

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,120 sqft · built 1974
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Feb 2026)
Tax Bill	$3,968 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Feb 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`062-220-290-000`

Property Details

APN / Parcel Number

Primary APN	`062-220-290-000`
Alternative APN	`062-220-29`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,120 sqft Living Area
1st Floor Area	1,120 sqft

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Architectural Style	L-Shape
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Wood Shingle
Lot Area	7,841 sqft (0.18 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	062-220-29
Street Address	209 RIDGE DR
City	LODI
State	CA
Zip	95240-6740
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP D6 30-34 TR 984 LOT 27
Legal Subdivision	VINEYARD 01
Legal Tract	984
Legal Block	1
Legal Lot Number	27
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	LODI
Census Block Group	1
Census Block	1000
Census Tract	4308

Owner

Source: San Joaquin County records, as of June 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	209 RIDGE DR, LODI, CA 95240-6740
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 23, 2026	Intrafamily Transfer, Transfer LENNAR TITLE
Feb 23, 2026	Grant Deed, Transfer · Conventional Mortgage CITADEL SERVICING CORPORATION
Aug 30, 2019	Grant Deed, Transfer · FHA Mortgage EQUITY PRIME MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 23, 2026 · Amount on Record
Deed Sale	Feb 23, 2026 · Amount on Record
Prior Sale	Aug 30, 2019 · Amount on Record
Deed Document Number	202614610
Prior Transfer Date	Jul 1, 2010
Prior Transfer Doc	0000088210
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	209 RIDGE DR, LODI, CA 95240-6740
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1820 X ST, SACRAMENTO, CA 95818-2483

Mortgage

Document Number	0000119413
Date	Jul 16, 2021
Instrument	2021-119413

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2051

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 23, 2026
Property Address	209 RIDGE DR, LODI, CA 95240-6740
Document Number	0000014609
Map Reference	MB 20 PG 13
Instrument Date	Feb 12, 2026
Instrument	2026-014609
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	LENNAR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	209 RIDGE DR, LODI, CA 95240-6740

February 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Feb 23, 2026
Property Address	209 RIDGE DR, LODI, CA 95240-6740
Document Number	0000014610
Map Reference	MB 20 PG 13
Instrument Date	Feb 12, 2026
Instrument	2026-014610
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	LENNAR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	209 RIDGE DR, LODI, CA 95240-6740

Mortgage

Document Number	0000014611
Date	Feb 23, 2026
Instrument	2026-014611

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2056

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Aug 30, 2019
Property Address	209 RIDGE DR, LODI, CA 95240-6740
Document Number	0000095453
Map Reference	MB 20 PG 13
Instrument Date	Aug 19, 2019
Instrument	2019-095453
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE CO STOCKTON

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 RIDGE DR, LODI, CA 95240-6740

Mortgage

Document Number	0000095454
Date	Aug 30, 2019
Instrument	2019-095454

Lender

Name	EQUITY PRIME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Lodi City
Unified School District	Lodi Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,968.00 (+4.34%) Homeowner's exemption	$371,835 (+4.04%) Land $76,553 Building $295,282
2023	$3,803.00 (+2.31%) Homeowner's exemption	$357,398 Land $73,581 Building $283,817	$398,520
2022	$3,717.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LODI serves 67,093 people · EPA ID CA3910004
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Softcom Internet Communications Fixed Wireless	400 / 50
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Verizon.

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