209 Red Bud Ln, O Fallon, IL 62269 Property Records

St. Clair County property record for 209 Red Bud Ln, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	4 ba · 1,010 sqft · built 1993
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$171,500 (Dec 2016)
Tax Bill	$6,987 (2025)
Deeds & Mortgages	Jul 2022 Line of Credit Aug 2020 Mortgage + 2 more
APN	`09-08-0-210-013`

Property Details

APN / Parcel Number

Primary APN	`09-08-0-210-013`

Interior

Full Baths	4 Baths
Stories	2 Stories
Building Area	1,010 sqft Living Area
Basement Area	914 sqft
Finished Basement	450 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2000
Exterior Material	Combination
Construction Type	Frame
Lot Area	18,731 sqft (0.43 acres)
Garage Type	Mixed
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Deck Area	160 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	209 RED BUD LN
City	O FALLON
State	IL
Zip	62269-3219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SOUTHRIDGE ESTATES 2ND ADD, FINAL PLAT LOT/SEC-13 DOC A02519954 EXE PT FOR RD A02555108
Legal Subdivision	SOUTHRIDGE ESTATES
Legal Block	210
Jurisdiction	ST CLAIR IL
Township / Civil Division	SHILOH VALLEY
Census Block Group	2
Census Block	2023
Census Tract	503907

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	209 RED BUD LN, O FALLON, IL 62269-3219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage GERSHMAN MTG
Feb 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC
Oct 13, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 5, 2016 · Amount on Record
Deed Sale	Dec 5, 2016 · Amount on Record
Prior Sale	Nov 3, 2008 · Amount on Record
Deed Document Number	20162519215
Prior Transfer Date	Dec 3, 2001
Prior Transfer Doc	00A1659061
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	209 RED BUD LN, O FALLON, IL 62269-3219
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3940 N RAVENSWOOD AVE, CHICAGO, IL 60613-2420

Mortgage

Document Number	0A02752892
Date	Jul 13, 2022
Instrument	A02752892

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	209 RED BUD LN, O FALLON, IL 62269-3219
Document Number	00A2665916
Instrument Date	Aug 28, 2020
Transaction Type	Mortgage
Record Updated	Oct 20, 2020
Title Company	BENCHMARK TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	209 RED BUD LN SHILOH IL 622693219, SHILOH, IL 62269-3219

Mortgage

Document Number	00A2665916
Date	Sep 4, 2020
Instrument	2665916

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 3, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	209 RED BUD LN, O FALLON, IL 62269-3219
Document Number	00A2643167
Instrument Date	Feb 19, 2020
Transaction Type	Mortgage
Record Updated	Mar 6, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	209 RED BUD LN O FALLON IL 622693219, O FALLON, IL 62269-3219

Mortgage

Document Number	00A2643167
Date	Feb 24, 2020
Instrument	2643167

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 23, 2050

Interest

Rate Type	Fixed Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 13, 2017
Property Address	209 RED BUD LN, O FALLON, IL 62269-3219
Document Number	00A2555108
Instrument Date	Aug 30, 2017
Instrument	2555108
Transaction Type	Transfer
Record Updated	Dec 5, 2017

Transaction

Amount	Amount Recorded
Tax	$5.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1 PARK DR SHILOH IL 622693648, SHILOH, IL 62269-3648

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Shiloh Valley Township
Municipality	Shiloh Village
Secondary School District	O'Fallon Township High School District 203 (09 - 12)
Elementary School District	Shiloh Village School District 85 (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,987.00 (+8.95%) Homeowner's exemption	$100,590 (+8.73%) Land $17,334 Building $83,256	$301,770 (+8.73%) Land $52,002 Building $249,768
2024	$6,413.00	$92,513 (+23.84%) Land $15,942 Building $76,571	$277,539 (+23.84%) Land $47,826 Building $229,713
2022		$74,705 Land $14,412 Building $60,293	$224,115 Land $43,236 Building $180,879

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-EAST ST LOUIS private · serves 131,368 people · EPA ID IL1635040
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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