209 Prospect St, Alta, IA 51002 Property Records

Buena Vista County property record for 209 Prospect St, Alta, IA 51002

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,910 sqft · built 1910
Lot Size0.193 acres (8,400 sqft)
Owner2 Individual Names on File
Last Sale$180,000 (Jul 2022)
Tax Bill$1,820 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN09-26-134-003

Property Details

APN / Parcel Number

Primary APN09-26-134-003

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,910 sqft Living Area
1st Floor Area1,074 sqft
Basement Area1,074 sqft
Unfinished Basement1,074 sqft
Game RoomGame Room
FlooringConcrete/Cement
Interior WallsPlaster

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1910
Exterior MaterialStone
Construction TypeFrame
Foundation TypeBlock
Roof MaterialOther
Lot Area8,400 sqft (0.193 acres)
Lot Dimensions140 ft deep x 60 ft wide
Garage TypeDetached
Garage Area352 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area228 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address209 PROSPECT ST
CityALTA
StateIA
Zip51002-1226
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description08-06 ALTA CORP.
JurisdictionBUENA VISTA IA
Township / Civil DivisionNOKOMIS
Census Block Group2
Census Block2022
Census Tract960600

Owner

209 Prospect St is owned and occupied by two individuals who bought it in July 2022.

Source: Buena Vista County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address209 PROSPECT ST, ALTA, IA 51002-1226
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 29, 2022 · Amount on File
Deed SaleJul 29, 2022 · Amount on File
Deed Document Number20222141
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUENA VISTA IA
Recording DateJul 29, 2022
Property Address209 PROSPECT ST, ALTA, IA 51002-1226
Document Number0000222141
Instrument DateJul 20, 2022
Instrument222141
Transaction TypeTransfer
Record UpdatedJun 1, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$287.20
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address209 PROSPECT ST, ALTA, IA 51002-1226

Mortgage

Document Number0000222143
DateJul 29, 2022
Instrument222143
Lender
NameLOAN DEPOT INC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2052
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 209 Prospect St was $1,820 with a homeowner's exemption, down 7.8% from the year before.

Source: Buena Vista County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateIowa
MunicipalityAlta City
CountyBuena Vista County
Unified School DistrictAlta-Aurelia Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$172,700 (+16.35%) Land $21,400 Building $151,300$172,700 (+16.35%) Land $21,400 Building $151,300
2025$1,820.00 (-7.8%) Homeowner's exemption$148,430 Land $7,650 Building $140,780$148,430 Land $7,650 Building $140,780
2024$1,974.00
2023$148,430 Land $7,650 Building $140,780$148,430 Land $7,650 Building $140,780

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Prospect St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 209 Prospect St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemALTA MUNICIPAL WATER PLANT
serves 2,087 people · EPA ID IA1108025
Water SourceGroundwater
Last State InspectionNov 2023
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 210 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Nextlink
Fixed Wireless
500 / 100
Northwest Communications
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on Prospect St

Nearby Streets

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