Lincoln County property record for 209 Powell St, Stanford, KY 40484
| Property Type | Single Family Home |
|---|---|
| Details | 958 sqft |
| Lot Size | 0.49 acres (21,344 sqft) |
| Owner | Individual Name on File |
| Last Sale | $40,000 (Jul 2021) |
| Tax Bill | $626 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2021 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 051-08-21-005.00 |
| Primary APN | 051-08-21-005.00 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 958 sqft Living Area |
| Exterior Material | Brick Veneer |
|---|---|
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 21,344 sqft (0.49 acres) |
| Garage Type | Attached |
| Driveway | Gravel Driveway |
| Total Buildings | 2 Buildings |
| Sewer | Connected |
|---|
| Street Address | 209 POWELL ST |
|---|---|
| City | STANFORD |
| State | KY |
| Zip | 40484-1412 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | H & L (.49 AC) |
| Legal Subdivision | BONNIE WOODS PROPERTY |
| Jurisdiction | LINCOLN KY |
| Township / Civil Division | STANFORD |
| Census Block Group | 4 |
| Census Block | 4013 |
| Census Tract | 920102 |
209 Powell St is owned and occupied by an individual who bought it in July 2021.
Source: Lincoln County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 209 POWELL ST, STANFORD, KY 40484-1412 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 15, 2022 | Deed of Trust, Mortgage · Conventional Mortgage STOCKTON MORTGAGE CORP |
| Jul 13, 2021 | Deed, Transfer · Line of Credit FIRST SOUTHERN NATIONAL BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2021 · Amount on File |
| Deed Sale | Jul 13, 2021 · Amount on File |
| Prior Sale | Sep 26, 2009 · Amount on File |
| Deed Document Number | 2021477691 |
| Deed Book / Page | 462 / 129 |
| Prior Transfer Date | Dec 4, 2010 |
| Prior Transfer Doc | DEED394/851 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN KY |
| Property Address | 209 POWELL ST, STANFORD, KY 40484-1412 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | CLEAR TITLE |
| Name | Verified Name |
|---|
| Document Number | 000508/516 |
|---|---|
| Date | Jan 15, 2022 |
| Book Page | 508/516 |
| Instrument | 480463 |
| Name | STOCKTON MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FRANKFORT, KY 40601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LINCOLN KY |
| Recording Date | Jul 13, 2021 |
| Property Address | 209 POWELL ST, STANFORD, KY 40484-1412 |
| Document Number | DEED462/129 |
| Book / Page | DEED 462 / 129 |
| Instrument Date | Jul 9, 2021 |
| Instrument | 477691 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $40.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 209 POWELL ST, 209, STANFORD, KY 40484-1412 |
| Name | Verified Name |
|---|---|
| Address | 209 POWELL ST, STANFORD, KY 40484-1412 |
| Document Number | 0000477692 |
|---|---|
| Date | Jul 13, 2021 |
| Instrument | 477692 |
| Name | FIRST SOUTHERN NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 239 Months |
| Due | Jun 14, 2041 |
The 2025 property tax bill for 209 Powell St was $626, up 63% from the year before.
Source: Lincoln County assessment roll, as of October 16, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Lincoln County |
| Municipality | Stanford City |
| Unified School District | Lincoln County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $626.00 (+63.02%) | $68,000 Land $20,000 Building $48,000 | $68,000 Land $20,000 Building $48,000 |
| 2024 | $384.00 | ||
| 2023 | $40,000 Land $12,000 Building $28,000 | $40,000 Land $12,000 Building $28,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 209 Powell St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1979–1997) |
| Claims Outside the SFHA | 1 of 5 |
| Most Recent Claim | Sep 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 209 Powell St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | STANFORD WATER WORKS serves 9,284 people · EPA ID KY0690417 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Apr 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Windstream.
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