Carteret County property record for 209 Pond Dr, Atlantic Beach, NC 28512
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,732 sqft · built 2017 |
| Lot Size | 0.173 acres (7,536 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Jul 2017) |
| Tax Bill | $2,589 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Jun 2018 Mortgage + 3 more |
| Flood Zone | Zone AE (high risk) |
| APN | 6375.11.75.4903000 |
| Primary APN | 6375.11.75.4903000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,732 sqft Heated Area |
| Gross Area | 1,422 sqft |
| 1st Floor Area | 50 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Architectural Style | Contemporary |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Pile |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Composition Shingle |
| Lot Area | 7,536 sqft (0.173 acres) |
| Lot Dimensions | 123 ft deep x 60 ft wide |
| View / Lot | Waterfront - Canal |
| Garage Type | Carport |
| Carport | Carport |
| Porch | Slab |
|---|---|
| Porch Area | 52 sqft |
| Patio Area | 246 sqft |
| Utility Building | 115 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 39718 |
|---|---|
| Street Address | 209 POND DR |
| City | ATLANTIC BEACH |
| State | NC |
| Zip | 28512-7337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L5 B21 ATLANTIC BEACH ISLES |
| Legal Subdivision | ATLANTIC BEACH ISLES |
| Legal Block | 75 |
| Legal Lot Number | 5 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 971103 |
209 Pond Dr is owned by two individuals who bought it in July 2017.
Source: Carteret County records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3524 ROCK CREEK DR, RALEIGH, NC 27609-7125 |
| Owner Type | Individual |
| Vesting | Her Husband |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Jun 6, 2018 | Deed of Trust, Mortgage · Conventional Mortgage NEW PENN FINANCIAL LLC |
| Aug 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Oct 18, 2017 | Loan Modification, Mortgage · Line of Credit WILLIAM R & CATHERINE J HOFT |
| Jul 24, 2017 | Warranty Deed, Transfer · Construction Mortgage WILLIAM R & CATHERINE J HOFT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2017 · Amount on File |
| Deed Sale | Jul 24, 2017 · Amount on File |
| Deed Document Number | 20171582249 |
| Deed Book / Page | 1582 / 249 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 209 POND DR, ATLANTIC BEACH, NC 28512-7337 |
| Transaction Type | Mortgage |
| Record Updated | Sep 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017360208 |
|---|---|
| Date | Aug 27, 2021 |
| Book Page | 1736/208 |
| Instrument | 1736208 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 209 POND DR, ATLANTIC BEACH, NC 28512-7337 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016100234 |
|---|---|
| Date | Jun 6, 2018 |
| Book Page | 1610/234 |
| Instrument | 1610234 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | SUBLIMITY, OR 97385 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 209 POND DR, ATLANTIC BEACH, NC 28512-7337 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016840398 |
|---|---|
| Date | Aug 25, 2020 |
| Book Page | 1684/398 |
| Instrument | 1684398 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 209 POND DR, ATLANTIC BEACH, NC 28512-7337 |
| Document Number | 0015900417 |
| Book / Page | 001590 / 000417 |
| Instrument Date | Oct 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3524 ROCK CREEK DR RALEIGH NC 276097125, RALEIGH, NC 27609-7125 |
| Document Number | 0015900417 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 001590/000417 |
| Name | WILLIAM R & CATHERINE J HOFT |
|---|---|
| Address | 209 BUNCOMBE ST, RALEIGH, NC 27609-6369 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Jul 24, 2017 |
| Property Address | 209 POND DR, ATLANTIC BEACH, NC 28512-7337 |
| Document Number | 0015820249 |
| Book / Page | 001582 / 000249 |
| Instrument Date | Jul 24, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 1, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $690.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 3524 ROCK CREEK DR RALEIGH NC 276097125, RALEIGH, NC 27609-7125 |
| Document Number | 15820250 |
|---|---|
| Date | Jul 24, 2017 |
| Book Page | 001582/000250 |
| Name | WILLIAM R & CATHERINE J HOFT |
|---|---|
| Address | 209 BUNCOMBE ST, RALEIGH, NC 27609-6369 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Jul 23, 2018 |
The 2025 property tax bill for 209 Pond Dr was $2,589.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| Municipality | Atlantic Beach Town |
| County | Carteret County |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,107,332 (-) Land $576,900 Building $530,432 | $1,107,332 (-) Land $576,900 Building $530,432 | |
| 2025 | $2,589.00 | $1,107,332 Land $576,900 Building $530,432 | $1,107,332 Land $576,900 Building $530,432 |
| 2023 | $792,595 Land $368,928 Building $423,667 | $792,595 Land $368,928 Building $423,667 | |
| 2022 | $2,630.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 209 Pond Dr in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 8.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 526 individual policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 962 units insured incl. 436 condo units |
| Nearby Flood Claims | 155 (1996–2024) |
| Claims Outside the SFHA | 5 of 155 |
| Most Recent Claim | Sep 2024 · Potential Tropical Cyclone Eight |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 209 Pond Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF ATLANTIC BEACH serves 6,380 people · EPA ID NC0416035 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2021 E. coli resolved · Sep 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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