209 Polk St, Gilmer, TX 75644 Property Records

Upshur County property record for 209 Polk St, Gilmer, TX 75644

Property Summary

Property Type	Single Family Home
Details	1,217 sqft · built 1930
Lot Size	0.232 acres (10,106 sqft)
Owner	2 Individual Names on File
Last Sale	$133,300 (Mar 2026)
Tax Bill	$2,512 (2026)
Deeds & Mortgages	Jul 2024 Mortgage Mar 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S279-S02-C11-BL64LT11A`

Property Details

APN / Parcel Number

Primary APN	`S279-S02-C11-BL64LT11A`
Alternative APN	`42642`

Interior

Building Area	1,217 sqft Total Area
1st Floor Area	1,129 sqft

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Stone
Roof Material	Galvanized Metal
Lot Area	10,106 sqft (0.232 acres)
Lot Dimensions	197 ft deep x 51 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	S279-S02-C11-BL64LT11A
Street Address	209 POLK ST
City	GILMER
State	TX
Zip	75644-2432
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 11A, BLK 64 OLD TOWN (GILMER) S279 (A3,A200) .232 ACRES & HOUSE
Legal Subdivision	OLD TOWN (GILMER)
Legal Block	64
Legal Lot Number	11A
Jurisdiction	UPSHUR TX
Township / Civil Division	GILMER
Census Block Group	3
Census Block	3048
Census Tract	950400

Owner

209 Polk St is owned and occupied by two individuals who bought it in March 2026.

Source: Upshur County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3427 S GARRETT ST, MARSHALL, TX 75672-7760
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2024	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Mar 4, 2026	Vendor's Lien, Transfer · FHA Mortgage INTEGRITY MORTGAGE CORPORATION OF T
Aug 1, 2018	Vendor's Lien, Transfer GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 4, 2026 · Amount on File
Deed Sale	Mar 4, 2026 · Amount on File
Prior Sale	Aug 1, 2018 · Amount on File
Deed Document Number	20261378
Prior Transfer Date	Jul 31, 2018
Prior Transfer Doc	0201805548
Record Updated	Oct 29, 2026

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UPSHUR TX
Property Address	209 POLK ST, GILMER, TX 75644-2432
Transaction Type	Mortgage
Record Updated	May 19, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 POLK ST, GILMER, TX 75644-2432

Mortgage

Document Number	0202404503
Date	Jul 23, 2024
Instrument	202404503

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2054

March 2026: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Mar 4, 2026
Property Address	209 POLK ST, GILMER, TX 75644-2432
Document Number	0202601378
Map Reference	VOL 16 PG 565
Instrument Date	Mar 4, 2026
Instrument	202601378
Transaction Type	Transfer
Record Updated	May 19, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 POLK ST, GILMER, TX 75644-2432

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3427 S GARRETT ST, MARSHALL, TX 75672-7760

Mortgage

Document Number	0202601379
Date	Mar 4, 2026
Instrument	202601379

Lender

Name	INTEGRITY MORTGAGE CORPORATION OF T
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

August 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	UPSHUR TX
Recording Date	Aug 1, 2018
Property Address	209 POLK ST, GILMER, TX 75644-2432
Document Number	201805548
Map Reference	VOL16 PG565
Instrument Date	Jul 31, 2018
Instrument	201805548
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 POLK ST, GILMER, TX 75644-2432

Mortgage

Document Number	201805549
Date	Aug 1, 2018
Instrument	201805549

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 209 Polk St was $2,512 with a homeowner's exemption, up 107.6% from the year before.

Source: Upshur County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Gilmer City
County	Upshur County
Unified School District	Gilmer Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,512.00 (+107.6%) Homeowner's exemption	$129,010 (-2.57%) Land $21,830 Building $107,180	$129,010 (-2.57%) Land $21,830 Building $107,180
2025	$1,210.00 Homeowner's exemption	$132,410 Land $21,830 Building $110,580	$132,410 Land $21,830 Building $110,580
2023		$124,080 Land $20,110 Building $103,970	$124,080 Land $20,110 Building $103,970
2022	$1,866.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Polk St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Polk St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILMER serves 8,115 people · EPA ID TX2300002
Water Source	Groundwater
Last State Inspection	Sep 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Etex Telephone Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Verizon.

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