209 Pepperpike Way, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 209 Pepperpike Way, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,811 sqft · built 2021
Lot Size0.17 acres (7,405 sqft)
Owner2 Individual Names on Record
Last Sale$401,700 (Oct 2021)
Tax Bill$3,017 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Jul 2020 Sale
Flood ZoneZone X (minimal risk)
APN029011-4750

Property Details

APN / Parcel Number

Primary APN029011-4750

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,811 sqft Living Area
Gross Area2,468 sqft
1st Floor Area1,811 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2021
Effective Year BuiltEffective 2021
Exterior MaterialConcrete
Construction TypeWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,405 sqft (0.17 acres)
Garage TypeAttached
Garage Area486 sqft
Parking Spaces2 Parking Spaces
PorchFinished Screened Porch
Porch Area171 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address209 PEPPERPIKE WAY
CitySAINT AUGUSTINE
StateFL
Zip32092-5509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description95/15-24 WHISPER CREEK PHASE 5 UNIT A LOT 475 OR5405/1238
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionWHISPER CREEK PHASE 5 UNIT A
Legal Phase5
Legal Block1
Legal Lot Number475
Legal UnitA
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group4
Census Block4020
Census Tract20905

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address209 PEPPERPIKE WAY, SAINT AUGUSTINE, FL 32092-5509
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Oct 28, 2021Special Warranty Deed, Subdivision Related Transfer · VA Mortgage
HOME AMERICAN MORTGAGE CORP
Jul 16, 2020Grant Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 28, 2021 · Amount on Record
Deed SaleOct 28, 2021 · Amount on Record
Prior SaleJul 16, 2020 · Amount on Record
Deed Document Number2021117392
Deed Book / Page5405 / 1238
Record UpdatedJun 8, 2026

October 2021: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionST JOHNS FL
Recording DateOct 28, 2021
Property Address209 PEPPERPIKE WAY, SAINT AUGUSTINE, FL 32092-5509
Document Number0054051238
Book / Page5405 / 1238
Map ReferenceMB 95 PG 15-24
Instrument DateOct 26, 2021
Instrument2021117392
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 23, 2023
Title CompanyDO NO USE, AMERICAN HOME T&E CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,811.90
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10255 FORTUNE PKWY # 150, 150, JACKSONVILLE, FL 32256-6502

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address209 PEPPERPIKE WAY, ST AUGUSTINE, FL 32092-5509

Mortgage

Document Number0054051239
DateOct 28, 2021
Instrument5405/1239
Lender
NameHOME AMERICAN MORTGAGE CORP
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2051

July 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionST JOHNS FL
Recording DateJul 16, 2020
Property Address209 PEPPERPIKE WAY, SAINT AUGUSTINE, FL 32092-5509
Document Number0049901133
Book / Page004990 / 001133
Instrument DateJul 15, 2020
Instrument57136
Transaction TypeTransfer
Record UpdatedDec 23, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$19,642.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Partnership
Address10255 FORTUNE PKWY #150 JACKSONVILLE FL 322566502, 150, JACKSONVILLE, FL 32256-6502
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$400,744 (+2.7%)$432,065 (+4.21%) Land $100,000 Building $332,065
2025$3,017.00 (+2.72%) Disabled Person's exemption Veteran's exemption$390,208 (+2.9%)$414,625 (-0.27%) Land $100,000 Building $314,625
2024$2,937.00 (-53.81%) Disabled Person's exemption Veteran's exemption$379,211 (+20.39%)$415,730 (+28.63%) Land $100,000 Building $315,730
2023$6,359.00 (+1.7%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$314,997 (+3%)$323,202 (+5.68%) Land $84,000 Building $239,202
2022$6,253.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$305,822$305,822 Land $84,000 Building $221,822

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 79 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies79 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 45% of the US · lower than 84% of Florida
Wildfire Likelihood0.06% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Fiber
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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