Alleghany County property record for 209 Penny Ln, Sparta, NC 28675
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 748 sqft · built 1974 |
| Lot Size | 21.2 acres (923,908 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,209 (2026) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 3051380905 |
| Primary APN | 3051380905 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 748 sqft Living Area |
| 1st Floor Area | 748 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1980 |
| Architectural Style | Cottage |
| Exterior Material | Other |
| Lot Area | 923,908 sqft (21.2 acres) |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 170 sqft |
| Deck Area | 300 sqft |
| Cooling System | Window A/C |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 4276 |
|---|---|
| Street Address | 209 PENNY LN |
| City | SPARTA |
| State | NC |
| Zip | 28675 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | #1 BROOKS LARRY |
| Legal Subdivision | BROOKS, LARRY |
| Legal Block | 014 |
| Legal Lot Number | 1 |
| Jurisdiction | ALLEGHANY NC |
| Township / Civil Division | PRATHERS CREEK |
| Census Block Group | 1 |
| Census Block | 1081 |
| Census Tract | 950300 |
Source: Alleghany County records, as of August 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 7984 GLADE ST, RURAL HALL, NC 27045-9150 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Sep 3, 2008 |
| Transfer Doc | 321/1522 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALLEGHANY NC |
| Recording Date | May 14, 2026 |
| Property Address | 209 PENNY LN, SPARTA, NC 28675 |
| Document Number | 0000003565 |
| Book / Page | 455 / 1605 |
| Instrument Date | May 13, 2026 |
| Instrument | 20263565 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 107 MUSGROVE CIR, CARY, NC 27518-9180 |
| Document Number | 0000003565, |
|---|---|
| Date | May 14, 2026 |
| Book Page | 455/1605 |
| Instrument | 20263565 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jun 30, 2036 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
Source: Alleghany County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Alleghany County |
| Unified School District | Alleghany County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,209.00 (+0.83%) | $175,600 (-) Land $137,700 Building $37,900 | $175,600 (-) Land $137,700 Building $37,900 |
| 2025 | $1,199.00 | ||
| 2023 | $175,600 Land $137,700 Building $37,900 | $175,600 Land $137,700 Building $37,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 6 (2003–2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 74% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
5G and 4G LTE (outdoors only)
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