209 Pennigar Rd, Monroe, NC 28110 Property Records

Union County property record for 209 Pennigar Rd, Monroe, NC 28110 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,578 sqft · built 1998
Lot Size	1.27 acres (55,321 sqft)
Owner	Individual Name on File
Last Sale	$356,000 (Feb 2021)
Tax Bill	$2,402 (2025)
Deeds & Mortgages	Feb 2021 Sale Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`08-201-022`

Property Details

APN / Parcel Number

Primary APN	`08-201-022`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,578 sqft Living Area
Gross Area	2,999 sqft

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	55,321 sqft (1.27 acres)
Garage Type	Attached
Garage Area	1,400 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	175 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	209 PENNIGAR RD
City	MONROE
State	NC
Zip	28110-6978
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	#3 BAUCOM OPCE172
Legal Subdivision	MINOR SUBDIVISION
Legal Lot Number	3
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1018
Census Tract	20205

Owner

Source: Union County records · APN 08-201-022

Assessment roll updated March 31, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	209 PENNIGAR RD, MONROE, NC 28110-6978
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2021	Warranty Deed, Transfer
Nov 29, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Jul 26, 2018	Warranty Deed, Transfer · VA Mortgage MOVEMENT MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 11, 2021 · Amount on Record
Deed Sale	Feb 11, 2021 · Amount on Record
Prior Sale	Jul 26, 2018 · Amount on Record
Deed Document Number	20216367
Deed Book / Page	7985 / 697
Prior Transfer Date	Oct 26, 2009
Prior Transfer Doc	5232696
Record Updated	Jun 08, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Feb 11, 2021
Property Address	209 PENNIGAR RD, MONROE, NC 28110-6978
Document Number	0007985697
Book / Page	7985 / 697
Map Reference	CAB E FILE 172
Instrument Date	Feb 11, 2021
Instrument	6367
Transaction Type	Transfer
Record Updated	Dec 14, 2021

Transaction

Amount	Amount Recorded
Tax	$712.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	202 PENNIGAR RD, MONROE, NC 28110-6978

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	209 PENNIGAR RD, MONROE, NC 28110-6978
Document Number	753230
Instrument Date	Nov 29, 2019
Transaction Type	Mortgage
Record Updated	Dec 30, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE/OREGON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	209 PENNIGAR RD MONROE NC 281106978, MONROE, NC 28110-6978

Mortgage

Document Number	753230
Date	Dec 04, 2019
Book Page	007532/000030
Instrument	37875

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 03, 2049

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jul 26, 2018
Property Address	209 PENNIGAR RD, MONROE, NC 28110-6978
Document Number	720441
Book / Page	007204 / 000041
Instrument Date	Jul 26, 2018
Instrument	20817
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$560.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	209 PENNIGAR RD MONROE NC 281106978, MONROE, NC 28110-6978

Mortgage

Document Number	720443
Date	Jul 26, 2018
Book Page	007204/000043
Instrument	20818

Lender

Name	MOVEMENT MTG
Type	Mortgage Company
Address	INDIAN LAND, SC 29707

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2048

Tax Assessment & Valuation

Source: Union County records · Assessment roll updated March 31, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,402.00 (+13.89%)	$472,800 (+50.05%) Land $76,300 Building $396,500	$472,800 (+50.05%) Land $76,300 Building $396,500
2023	$2,109.00	$315,100 Land $38,500 Building $276,600	$315,100 Land $38,500 Building $276,600

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371790202051, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	4 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 24% of North Carolina
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 66 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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