209 Penn Rd, Troy, OH 45373 Property Records

Miami County property record for 209 Penn Rd, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Lot Size	0.13 acres (5,663 sqft)
Owner	Individual Name on File
Last Sale	$127,500 (Jan 2020)
Tax Bill	$321 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`D08-030610`

Property Details

APN / Parcel Number

Primary APN	`D08-030610`
Alternative APN	`050621.3-14-003-00`

Exterior

Lot Area	5,663 sqft (0.13 acres)
Lot Dimensions	112 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Street Address	209 PENN RD
City	TROY
State	OH
Zip	45373-2955
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 2981 50
Legal Subdivision	CITY/TROY
Legal Lot Number	2981 50
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4001
Census Tract	365301

Owner

209 Penn Rd is owned by an individual who bought it in January 2020.

Source: Miami County records, as of March 5, 2026

Owner of Record	Individual Name on File
Mailing Address	PENN RD, TROY, OH 45373
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage WRIGHT-PATT CU
Jan 6, 2020	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2020 · Amount on File
Deed Sale	Jan 6, 2020 · Amount on File
Prior Sale	Nov 29, 2006 · Amount on File
Deed Document Number	32
Record Updated	Jun 8, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	209 PENN RD, TROY, OH 45373-2955
Document Number	0000018954
Instrument Date	Dec 8, 2020
Transaction Type	Mortgage
Record Updated	Jan 20, 2021
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 PENN RD TROY OH 453732955, TROY, OH 45373-2955

Mortgage

Document Number	0000018954
Date	Dec 16, 2020
Instrument	18954

Lender

Name	WRIGHT-PATT CU
Type	Credit Union
Address	BEAVERCREEK, OH 45434

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

January 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MIAMI OH
Recording Date	Jan 6, 2020
Property Address	209 PENN RD, TROY, OH 45373-2955
Document Number	0000000176
Instrument Date	Jan 3, 2020
Instrument	176
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$255.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 PENN RD TROY OH 453732955, TROY, OH 45373-2955

Mortgage

Document Number	178
Date	Jan 6, 2020
Instrument	178

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 209 Penn Rd was $321, down 5% from the year before.

Source: Miami County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$321.00 (-5.03%)	$7,210 (+2.41%) Land $4,900 Building $2,310	$20,600 Land $14,000 Building $6,600
2024	$338.00 (+12.67%)	$7,040 (-) Land $5,080 Building $1,960
2023	$300.00 (+14.94%)	$7,040 (-) Land $5,080 Building $1,960	$20,100 (-) Land $14,500 Building $5,600
2022	$261.00	$7,040 Land $5,080 Building $1,960	$20,100 Land $14,500 Building $5,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 209 Penn Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Penn Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 379 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon, Watch TV.

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