Queen Anne's County property record for 209 Pear Tree Point Rd, Chestertown, MD 21620
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,508 sqft · built 1978 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $62,500 (Oct 1985) |
| Tax Bill | $2,132 (2025) |
| Deeds & Mortgages | Mar 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-014066 |
| Primary APN | 07-014066 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 2 Half Baths |
| Stories | 1 Story |
| Building Area | 1,508 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| Lot Dimensions | 209 ft deep x 209 ft wide |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 276 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 014066 |
|---|---|
| Street Address | 209 PEAR TREE POINT RD |
| City | CHESTERTOWN |
| State | MD |
| Zip | 21620-2338 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC-1 |
| Legal Description | 1 ACRE N/PEAR TREE PT RD N/E CHESTERTOWN |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 7, CRUMPTON |
| Census Block Group | 1 |
| Census Block | 1016 |
| Census Tract | 810100 |
209 Pear Tree Point Rd is owned and occupied by two individuals who bought it in October 1985.
Source: Queen Anne's County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 209 PEAR TREE POINT RD, CHESTERTOWN, MD 21620-2338 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 10, 1985 · Amount on File |
| Deed Sale | Oct 10, 1985 · Amount on File |
| Prior Sale | Aug 23, 1983 · Amount on File |
| Deed Book / Page | 239 / 655 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 209 PEAR TREE POINT RD, CHESTERTOWN, MD 21620-2338 |
| Transaction Type | Mortgage |
| Record Updated | Apr 12, 2022 |
| Name | Verified Name |
|---|---|
| Address | 209 PEAR TREE POINT RD, CHESTERTOWN, MD 21620-2338 |
| Document Number | 0040030058 |
|---|---|
| Date | Mar 28, 2022 |
| Book Page | 4003/58 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | DAYTON, OH 45401 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 480 Months |
| Due | Mar 16, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 209 Pear Tree Point Rd was $2,132 with a homeowner's exemption.
Source: Queen Anne's County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $239,467 | $276,000 Land $115,000 Building $161,000 | |
| 2025 | $2,132.00 Homeowner's exemption | ||
| 2023 | $1,879.00 Homeowner's exemption | $200,333 | $221,200 Land $65,000 Building $156,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 209 Pear Tree Point Rd in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 12 (1999–2011) |
| Claims Outside the SFHA | 4 of 12 |
| Most Recent Claim | Oct 2011 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 209 Pear Tree Point Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: BridgeMAXX Suncoast Broadband.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures