209 Palomar Rd, Ojai, CA 93023 Property Records

Ventura County property record for 209 Palomar Rd, Ojai, CA 93023

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,645 sqft · built 1953
Lot Size	0.642 acres (27,950 sqft)
Owner	Individual Name on File
Last Sale	$750,000 (Jul 2010)
Tax Bill	$13,274 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`020-0-141-030`

Property Details

APN / Parcel Number

Primary APN	`020-0-141-030`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,645 sqft Living Area
1st Floor Area	2,645 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Lot Area	27,950 sqft (0.642 acres)
Lot Dimensions	220 ft deep x 125 ft wide
Garage Area	283 sqft
Parking Spaces	1 Parking Space
Pool Area	600 sqft
Porch	Porch
Porch Area	170 sqft

Location & Zoning

Street Address	209 PALOMAR RD
City	OJAI
State	CA
Zip	93023-2430
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RO1
Legal Description	LOT: 3 REF: 005MR 0255
Legal Subdivision	THE BARD SUBDIVISION OF THE RANCHO OJAI
Legal Block	141
Legal Lot Number	3
Jurisdiction	VENTURA CA
Township / Civil Division	OJAI-MIRA MONTE
Census Block Group	1
Census Block	1034
Census Tract	901

Owner

Source: Ventura County assessment roll, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	209 PALOMAR RD, OJAI, CA 93023-2430
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2017	Deed of Trust, Mortgage · ARM CARDINAL FINANCIAL COMPANY LP
Mar 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Dec 22, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Jun 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 12, 2010 · Amount on Record
Deed Sale	Jul 12, 2010 · Amount on Record
Deed Document Number	2010101106
Prior Transfer Date	Nov 10, 1998
Prior Transfer Doc	0000205743
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	209 PALOMAR RD, OJAI, CA 93023-2430
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001925
Date	Jan 6, 2017
Instrument	20170106-00001925

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%
Type Change Date	Jan 1, 2024
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	8.37%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	209 PALOMAR RD, OJAI, CA 93023-2430
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000031051
Date	Mar 22, 2019
Instrument	20190322-00031051

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	209 PALOMAR RD, OJAI, CA 93023-2430
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 PALOMAR RD, OJAI, CA 93023-2430

Mortgage

Document Number	0000225116
Date	Dec 22, 2020
Instrument	20201222-00225116

Lender

Name	UNITED WHOLESALE MORTGAGE LLC
Type	Non-Lending Institution
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	209 PALOMAR RD, OJAI, CA 93023-2430
Document Number	0000079849
Instrument Date	Jun 2, 2020
Transaction Type	Mortgage
Record Updated	Jun 22, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 PALOMAR RD OJAI CA 930232430, OJAI, CA 93023-2430

Mortgage

Document Number	0000079849
Date	Jun 9, 2020
Instrument	79849

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 8, 2050

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Ojai City
Unified School District	Ojai Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,111,025 (+2%) Land $784,073 Building $326,952
2025	$13,274.00 (+2.12%) Homeowner's exemption	$1,089,241 (+4.04%) Land $768,699 Building $320,542
2024	$12,999.00 (+3.44%)
2023	$12,567.00 (+1.97%) Homeowner's exemption	$1,046,946 Land $738,850 Building $308,096
2022	$12,324.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	9 (1978–2023)
Claims Outside the SFHA	7 of 9
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storm, Mud & Land Slides, & Flooding, Jan 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 78% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OJAI WATER SYSTEM private · serves 6,801 people · EPA ID CA5610014
Water Source	Purchased surface water from CASITAS MUNICIPAL WATER DIST
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 386 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

May also be available: California Internet, Verizon.

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