209 Opal St, Saginaw (Fort Worth), TX 76179 Property Records

Tarrant County property record for 209 Opal St, Saginaw, TX 76179

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,542 sqft · built 1962
Lot Size	0.282 acres (12,302 sqft)
Owner	Individual Name on File
Last Sale	$264,400 (Oct 2020)
Tax Bill	$3,463 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`33470-6-1`

Property Details

APN / Parcel Number

Primary APN	`33470-6-1`
Alternative APN	`02308819`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,542 sqft Living Area
2nd Floor Area	480 sqft

Exterior

Year Built	Built 1962
Effective Year Built	Effective 1975
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Lot Area	12,302 sqft (0.282 acres)
Garage Area	250 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	02308819
Street Address	209 OPAL ST
City	SAGINAW
State	TX
Zip	76179-1501
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RANCHO NORTH ADDITION BLOCK 6 LOT 1
Legal Subdivision	RANCHO NORTH ADDITION
Legal Block	6
Legal Lot Number	1
Jurisdiction	TARRANT TX
Township / Civil Division	FORT WORTH
Census Block Group	3
Census Block	3017
Census Tract	114006

Owner

209 Opal St is owned and occupied by an individual who bought it in October 2020.

Source: Tarrant County records, as of June 2, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	209 OPAL ST, SAGINAW, TX 76179-1501
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2020	Deed of Trust, Mortgage NOT AVAILABLE
Oct 20, 2020	Vendor's Lien, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 20, 2020 · Amount on File
Deed Sale	Oct 20, 2020 · Amount on File
Prior Sale	May 26, 2020
Deed Document Number	2020270517
Prior Transfer Date	Aug 3, 2016
Prior Transfer Doc	0000181533
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TARRANT TX
Property Address	209 OPAL ST, SAGINAW, TX 76179-1501
Document Number	0000315974
Instrument Date	Oct 28, 2020
Transaction Type	Mortgage
Record Updated	Mar 12, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 OPAL ST SAGINAW TX 761791501, SAGINAW, TX 76179-1501

October 2020: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	TARRANT TX
Recording Date	Oct 20, 2020
Property Address	209 OPAL ST, SAGINAW, TX 76179-1501
Document Number	0000270517
Map Reference	VOL 388-25 PG 36
Instrument Date	Oct 16, 2020
Instrument	D220270517
Transaction Type	Transfer
Record Updated	Feb 7, 2021
Title Company	ALLEGIANCE TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	320 HALLMARK DR W, 320, FORT WORTH, TX 76134-3812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 OPAL ST, SAGINAW, TX 76179-1501

Mortgage

Document Number	0000270518
Date	Oct 20, 2020
Instrument	D220270518

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Mortgage

Document Number	0000270519
Date	Oct 20, 2020
Instrument	D220270519

Lender

Name	TEXAS STATE AFFORDABLE HOUSING CORPORATI
Type	Non-Lending Institution
Address	AUSTIN, TX 78702

Agreement

Amount	Amount on Record
Term	36 Months
Due	Oct 16, 2023

Tax Assessment & Valuation

The 2025 property tax bill for 209 Opal St was $3,463 with a homeowner's exemption, down 9.6% from the year before.

Source: Tarrant County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Tarrant County
Municipality	Saginaw City
Unified School District	Eagle Mountain-Saginaw Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,463.00 (-9.63%) Homeowner's exemption	$240,373 Land $55,000 Building $185,373	$240,373 Land $55,000 Building $185,373
2024	$3,832.00 (-20.74%)
2023	$4,835.00 (-6.08%)	$215,175 Land $35,000 Building $180,175	$215,175 Land $35,000 Building $180,175
2022	$5,148.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Opal St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1986–1991)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 1991 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1990 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 209 Opal St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAGINAW serves 23,890 people · EPA ID TX2200023
Water Source	Purchased surface water from CITY OF FORT WORTH
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 627 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cirra Networks.

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