Monroe County property record for 209 Ocean Dr, Tavernier, FL 33070 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2010 |
| Square Footage | 3,463 sqft Living Area |
| Lot Size | 27,443 sqft (0.63 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,950,000 (2015) |
| Tax Bill | $20,399.00 (2024) |
| Primary APN | 00437220-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 3,463 sqft Living Area |
| 1st Floor | 3,463 sqft 1st Floor |
| Stories | 2 Stories |
| Interior Structure | Wood Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1968 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Other Exterior |
| Construction Type | Concrete Construction |
| Foundation Type | Pile Foundation |
| Roof Construction | Cathedral/Clerestory Roof Construction |
| Roof Material | Metal Roof |
| Lot Area | 27,443 sqft (0.63 acres) |
| Fence | Fence |
|---|---|
| Patio Area | 736 sqft Patio |
| Porch | Open Porch |
| Porch Area | 1,292 sqft Porch |
| Boat Access | Boat Access |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Account Number | 1535141 |
|---|---|
| Old Parcel Number | 04633800437220000000 |
| Street Address | 209 OCEAN DR |
| City | TAVERNIER |
| State | FL |
| Zip | 33070-2341 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | BK 7 LT 26 AND ADJ FILL REVISED PLAT OF TROPICAL ATLANTIC SHORES FIRST ADD PLANTATION KEY PB5-83 OR399-75 OR399-1078 OR766-9 |
| Legal Range | 38E |
| Legal Township | 63S |
| Legal Section | 04 |
| Legal Subdivision | TROPICAL ATLANTIC SHORES 1ST ADD |
| Legal Block | 7 |
| Legal Lot Number | 26 |
| Jurisdiction | MONROE FL |
| Minor Civil Division | UPPER KEYS |
| Census Blockgroup | 3 |
| Census Block | 3004 |
| Census Tract | 970800 |
Source: Monroe County records · APN 00437220-000000
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 209 OCEAN DR, TAVERNIER, FL 33070-2341 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Oct 26, 2022 | Deed of Trust, Mortgage · Conventional Mortgage CITY NATIONAL BANK |
| Mar 05, 2020 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 06, 2015 · Amount on Record |
| Deed Sale | Jul 06, 2015 · Amount on Record |
| Prior Sale | Jul 20, 2011 · Amount on Record |
| Deed Doc Number | 0027490946 |
| Deed Book / Page | 002749 / 000946 |
| Last Transfer Date | Aug 20, 2015 |
| Transfer Doc | 0027562051 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 209 OCEAN DR, TAVERNIER, FL 33070-2341 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2023 |
| Title Company | ABSOLUTE FIRST TITLE |
| Name | Verified Name |
|---|---|
| Address | 209 OCEAN DR, TAVERNIER, FL 33070-2341 |
| Document Number | 0031990566 |
|---|---|
| Date | Oct 26, 2022 |
| Book Page | 3199/566 |
| Instrument | 2395746 |
| Name | CITY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | LOS ANGELES, CA 90071 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.82% |
| Type Change Date | Nov 01, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 8.82% |
| Index | 52-Week T-Bill (1-Year) |
| Max Rate | 8.82% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 209 OCEAN DR, TAVERNIER, FL 33070-2341 |
| Document Number | 0030162408 |
| Instrument Date | Mar 05, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2020 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 209 OCEAN DR TAVERNIER FL 330702341, TAVERNIER, FL 33070-2341 |
| Document Number | 0030162408 |
|---|---|
| Date | Apr 03, 2020 |
| Book Page | 003016/002408 |
| Instrument | 2262360 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 100 N TRYON ST, CHARLOTTE, NC 28202-4000 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 02, 2050 |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Municipality | Islamorada, Village Of Islands |
| Unified School District | Monroe County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,296,792 (+5.99%) | $5,062,455 (+15.57%) Land $4,174,859 Building $887,596 | |
| 2024 | $20,399.00 (+0.68%) | ||
| 2023 | $20,262.00 (+1.93%) Homeowner's exemption | $2,167,052 (+3%) | $4,380,407 (+22.61%) Land $3,548,815 Building $831,592 |
| 2022 | $19,878.00 Homeowner's exemption | $2,103,934 | $3,572,664 Land $2,730,143 Building $842,521 |
Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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