209 Oakdale Dr, Everson, WA 98247 Property Records

Whatcom County property record for 209 Oakdale Dr, Everson, WA 98247

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,556 sqft · built 1997
Lot Size	0.316 acres (13,778 sqft)
Owner	Individual Name on File
Last Sale	$550,000 (May 2025)
Tax Bill	$4,330 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Aug 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`504774`

Property Details

APN / Parcel Number

Primary APN	`504774`
Alternative APNs	`390301 398498 0000` `100552` `602501` `616853`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,556 sqft Living Area
1st Floor Area	1,670 sqft

Exterior

Year Built	Built 1997
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	13,778 sqft (0.316 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	60 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	616853
Street Address	209 OAKDALE DR
City	EVERSON
State	WA
Zip	98247-8739
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES
Legal Description	BIRCHWOOD LOT 19
Legal Range	03
Legal Township	39
Legal Section	01
Legal Subdivision	BIRCHWOOD
Legal Lot Number	19
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2002
Census Tract	10702

Owner

209 Oakdale Dr is owned by an individual who bought it in May 2025.

Source: Whatcom County records, as of March 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	9216 BENDER RD, LYNDEN, WA 98264-9506
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2026	Deed of Trust, Mortgage · Conventional Mortgage LOWER LLC
Aug 15, 2023	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage WHATCOM EDUCATIONAL CU
Jan 20, 2021	Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CU
Oct 25, 2019	Deed of Trust, Mortgage · Conventional Mortgage WHATCOM EDUCATIONAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 7, 2025 · Amount on File
Deed Sale	May 7, 2025 · Amount on File
Prior Sale	Aug 15, 2023
Deed Document Number	2025-0500589
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	209 OAKDALE DR, EVERSON, WA 98247-8739
Transaction Type	Mortgage
Record Updated	Feb 20, 2026
Title Company	WHATCOM LAND TITLE, WHATCOM LAND TITLE NEW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 OAKDALE DR, EVERSON, WA 98247-8739

Mortgage

Document Number	0000200881
Date	Feb 11, 2026
Instrument	2026-0200881

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHATCOM WA
Recording Date	Aug 15, 2023
Property Address	209 OAKDALE DR, EVERSON, WA 98247-8739
Document Number	0000801099
Map Reference	VOL 19 PG 69&70
Instrument Date	Aug 10, 2023
Instrument	2023-0801099
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	NOT AVAILABLE, WHATCOM LAND TITLE CO INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2011 YOUNG ST STE 102, 102, BELLINGHAM, WA 98225-4052

Mortgage

Document Number	0000801100
Date	Aug 15, 2023
Instrument	2023-0801100

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Sep 1, 2043

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	209 OAKDALE DR, EVERSON, WA 98247-8739
Document Number	2210103707
Instrument Date	Jan 20, 2021
Transaction Type	Mortgage
Record Updated	Feb 3, 2021
Title Company	CHICAGO TITLE BELLINGHAM

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	209 OAKDALE DR EVERSON WA 982478739, EVERSON, WA 98247-8739

Mortgage

Document Number	2210103707
Date	Jan 25, 2021
Instrument	103707

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227-9750

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jan 24, 2041

Interest

Rate Type	Adjustable Rate

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	209 OAKDALE DR, EVERSON, WA 98247-8739
Document Number	2191000421
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 20, 2019
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	209 OAKDALE DR EVERSON WA 982478739, EVERSON, WA 98247-8739

Mortgage

Document Number	2191000421
Date	Oct 30, 2019
Instrument	100421

Lender

Name	WHATCOM EDUCATIONAL CU
Type	Credit Union
Address	BELLINGHAM, WA 98227-9750

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 29, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 209 Oakdale Dr was $4,330, up 6.2% from the year before.

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Municipality	Everson City
Unified School District	Nooksack Valley School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,330.00 (+6.18%)	$472,705 (+6.17%) Land $206,910 Building $265,795	$472,705 (+6.17%) Land $206,910 Building $265,795
2024	$4,078.00	$445,232 Land $154,962 Building $290,270	$445,232 Land $154,962 Building $290,270
2022		$401,117 Land $139,608 Building $261,509	$401,117 Land $139,608 Building $261,509
2021	$3,353.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Oakdale Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1983–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Oakdale Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EVERSON serves 3,893 people · EPA ID WA5324200
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 257 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Ziply Fiber.

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