Saluda County property record for 209 Oak St, Ridge Spring, SC 29129
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,348 sqft · built 1910 |
| Lot Size | 0.165 acres (7,190 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $156,000 (Apr 2026) |
| Tax Bill | $1,335 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Aug 2023 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 146-10-09-013 |
| Primary APN | 146-10-09-013 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Building Area | 1,348 sqft Living Area |
| 1st Floor Area | 1,348 sqft |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1910 |
| Lot Area | 7,190 sqft (0.165 acres) |
| Street Address | 209 OAK ST |
|---|---|
| City | RIDGE SPRING |
| State | SC |
| Zip | 29129-9495 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DEED REF 334-85/1179-43/1421-29 PL REF 1179-42 |
| Jurisdiction | SALUDA SC |
| Township / Civil Division | RIDGE SPRING |
| Census Block Group | 2 |
| Census Block | 2108 |
| Census Tract | 960400 |
Source: Saluda County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 209 OAK ST, RIDGE SPRING, SC 29129-9495 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 2, 2026 | Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY |
| Aug 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE LLC |
| Mar 16, 2018 | Grant Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 2, 2026 · Amount on Record |
| Deed Sale | Apr 2, 2026 · Amount on Record |
| Prior Sale | Aug 28, 2023 · Amount on Record |
| Deed Document Number | 202618591 |
| Deed Book / Page | 1545 / 88 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SALUDA SC |
| Recording Date | Apr 2, 2026 |
| Property Address | 209 OAK ST, RIDGE SPRING, SC 29129-9495 |
| Document Number | 0000018591 |
| Book / Page | 1545 / 88 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202618591 |
| Transaction Type | Transfer |
| Record Updated | Apr 15, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $58,297.20 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 209 OAK ST, RIDGE SPRING, SC 29129-9495 |
| Document Number | 0000018592, |
|---|---|
| Date | Apr 2, 2026 |
| Instrument | 202618592 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Number | 0000018593, |
|---|---|
| Date | Apr 2, 2026 |
| Book Page | 1545/116 |
| Instrument | 202618593 |
| Name | GUILD MORTGAGE COMPANY |
|---|
| Amount | Amount Recorded |
|---|
| Rate | 6.01% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SALUDA SC |
| Recording Date | Aug 28, 2023 |
| Property Address | 209 OAK ST, RIDGE SPRING, SC 29129-9495 |
| Document Number | 001421/0029 |
| Book / Page | 1421 / 29 |
| Map Reference | MB 1179 PG 42 |
| Instrument Date | Aug 22, 2023 |
| Instrument | 2023-00011224 |
| Transaction Type | Transfer |
| Record Updated | Sep 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 209 OAK ST, RIDGE SPRING, SC 29129-9495 |
| Document Number | 202300011225 |
|---|---|
| Date | Aug 28, 2023 |
| Instrument | 2023-00011225 |
| Name | MOVEMENT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SALUDA SC |
| Recording Date | Mar 16, 2018 |
| Property Address | 209 OAK ST, RIDGE SPRING, SC 29129-9495 |
| Instrument Date | Mar 16, 2018 |
| Transaction Type | Transfer |
| Record Updated | Jun 8, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $285.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Saluda County assessment roll, as of December 29, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Saluda County |
| Municipality | Ridge Spring Town |
| Unified School District | Aiken County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,335.00 (-0.6%) Homeowner's exemption | $5,380 (-) Land $300 Building $5,080 | $134,600 (-) Land $7,500 Building $127,100 |
| 2024 | $1,343.00 (+74.64%) Homeowner's exemption | $5,380 (+81.76%) Land $300 Building $5,080 | $134,600 (+82.14%) Land $7,500 Building $127,100 |
| 2023 | $769.00 (+0.65%) Homeowner's exemption | $2,960 (-) Land $160 Building $2,800 | $73,900 (-) Land $4,000 Building $69,900 |
| 2022 | $764.00 Homeowner's exemption | $2,960 Land $160 Building $2,800 | $73,900 Land $4,000 Building $69,900 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 27, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1992–1994) |
| Most Recent Claim | Oct 1994 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF RIDGE SPRING serves 1,575 people · EPA ID SC4110002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Fiber | 8,000 / 8,000 |
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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