209 Oak St, Lyle, MN 55953 Property Records

Mower County property record for 209 Oak St, Lyle, MN 55953

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,654 sqft · built 1887
Lot Size	0.468 acres (20,386 sqft)
Owner	Company Name on File
Last Sale	$52,900 (Aug 2011)
Tax Bill	$2,148 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit Nov 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`27.001.0520`

Property Details

APN / Parcel Number

Primary APN	`27.001.0520`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,654 sqft Living Area
Attic	Attic
Attic Area	504 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Stone
Roof Type	Gable
Roof Material	Asphalt
Lot Area	20,386 sqft (0.468 acres)
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Utility Building	2,016 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	209 OAK ST
City	LYLE
State	MN
Zip	55953
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORIGINAL VILLAGE 27001 006 LOTS 1 & 2
Legal Subdivision	UNKNOWN
Legal Lot Number	1-2
Jurisdiction	MOWER MN
Township / Civil Division	LYLE
Census Block Group	4
Census Block	4169
Census Tract	1300

Owner

209 Oak St is owned by a company that bought it in August 2011.

Source: Mower County records, as of October 15, 2026

Owner of Record	Company Name on File
Mailing Address	604 W FOUNTAIN ST, ALBERT LEA, MN 56007-2412
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Deed of Trust, Mortgage · Line of Credit ALTRA FCU
Nov 8, 2023	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2011 · Amount on File
Deed Sale	Aug 2, 2011 · Amount on File
Deed Document Number	2011591431
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOWER MN
Property Address	209 OAK ST, LYLE, MN 55953
Transaction Type	Mortgage
Record Updated	Jan 3, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000A678917
Date	Dec 6, 2023
Instrument	A678917

Lender

Name	ALTRA FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MOWER MN
Recording Date	Nov 8, 2023
Property Address	209 OAK ST, LYLE, MN 55953
Document Number	000A678445
Instrument Date	Nov 7, 2023
Instrument	A678445
Transaction Type	Transfer
Record Updated	Dec 6, 2023

Transaction

Amount	Amount on Record
Tax	$174.57
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 234, LYLE, MN 55953-0234

Tax Assessment & Valuation

The 2026 property tax bill for 209 Oak St was $2,148.

Source: Mower County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mower County
Municipality	Lyle City
Unified School District	Lyle Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,148.00	$187,600 (+9.26%) Land $20,000 Building $167,600	$187,600 (+9.26%) Land $20,000 Building $167,600
2025		$171,700 Land $20,000 Building $151,700	$171,700 Land $20,000 Building $151,700
2023	$1,540.00	$119,100 Land $20,000 Building $99,100	$119,100 Land $20,000 Building $99,100
2022	$1,540.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective January 31, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2013 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Minnesota
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Lyle serves 521 people · EPA ID MN1500011
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Gross alpha radiation not recorded as resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Midco Fixed Wireless	100 / 20
Router12 Networks Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak St

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