209 NW Spruce St, Lees Summit, MO 64064 Property Records

Jackson County property record for 209 NW Spruce St, Lees Summit, MO 64064

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,437 sqft · built 1975
Lot Size	0.352 acres (15,334 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,598 (2025)
Deeds & Mortgages	May 2023 Line of Credit Jul 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`43-430-05-75`

Property Details

APN / Parcel Number

Primary APN	`43-430-05-75`
Alternative APNs	`43-430-05-75-00-0-00-000` `43430057500000001` `921808`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	13 Plumbing Fixtures
Stories	1 Story
Building Area	2,437 sqft Living Area
1st Floor Area	1,711 sqft
Basement Area	1,711 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,334 sqft (0.352 acres)
Garage Type	Attached
Garage Area	842 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	76 sqft
Deck Area	541 sqft
Patio Area	541 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	921808
Street Address	209 NW SPRUCE ST
City	LEES SUMMIT
State	MO
Zip	64064-1430
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAKE LEES SUMMIT LOT 42
Legal Subdivision	LAKE LEES SUMMIT
Legal Block	2
Legal Lot Number	42
Jurisdiction	JACKSON MO
Township / Civil Division	PRAIRIE
Census Block Group	2
Census Block	2002
Census Tract	14206

Owner

209 NW Spruce St is owned and occupied by two individuals.

Source: Jackson County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	209 NW SPRUCE ST, LEES SUMMIT, MO 64064-1430
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2023	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Jul 10, 2020	Deed of Trust, Mortgage CHURCHILL MTG
Feb 1, 2017	Deed of Trust, Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	209 NW SPRUCE ST, LEES SUMMIT, MO 64064-1430
Transaction Type	Mortgage
Record Updated	May 30, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 NW SPRUCE ST, LEES SUMMIT, MO 64064-1430

Mortgage

Document Number	00E0034976
Date	May 22, 2023
Instrument	2023E0034976

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	May 22, 2063

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	209 NW SPRUCE ST, LEES SUMMIT, MO 64064-1430
Document Number	0000E61670
Instrument Date	Jul 10, 2020
Transaction Type	Mortgage
Record Updated	Aug 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	209 NW SPRUCE ST LEES SUMMIT MO 640641430, LEES SUMMIT, MO 64064-1430

Mortgage

Document Number	0000E61670
Date	Jul 20, 2020
Instrument	61670E

Lender

Name	CHURCHILL MTG
Type	Mortgage Company
Address	BRENTWOOD, TN 37027

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jul 19, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON MO
Property Address	209 NW SPRUCE ST, LEES SUMMIT, MO 64064-1430
Document Number	0000E12543
Instrument Date	Feb 1, 2017
Transaction Type	Mortgage
Record Updated	Mar 7, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	209 NW SPRUCE ST LEES SUMMIT MO 640641430, LEES SUMMIT, MO 64064-1430

Mortgage

Document Number	0000E12543
Date	Feb 9, 2017
Instrument	12543E

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	180 Months
Due	Feb 8, 2032

Tax Assessment & Valuation

The 2025 property tax bill for 209 NW Spruce St was $4,598, up 0.1% from the year before.

Source: Jackson County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jackson County
Municipality	Lee's Summit City
Unified School District	Lee's Summit R-VII School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$71,623 (-) Land $21,398 Building $50,225	$376,960 (-)
2025	$4,598.00 (+0.07%)	$71,623 Land $21,398 Building $50,225	$376,960
2024	$4,595.00 (-8.23%)
2023	$5,007.00	$69,857 Land $12,707 Building $57,150	$367,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 209 NW Spruce St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 NW Spruce St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BLUE SPRINGS PWS serves 61,084 people · EPA ID MO1010080
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2024
Also Mapped Here	LEES SUMMIT PWS
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless · DSL	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

Nearby Properties on NW Spruce St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures