209 NW 13th St, Okeechobee, FL 34972 Property Records

Okeechobee County property record for 209 NW 13th St, Okeechobee, FL 34972

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,503 sqft · built 1977
Lot Size0.257 acres (11,238 sqft)
Owner2 Individual Names on Record
Tax Bill$1,143 (2025)
Deeds & MortgagesMar 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN3-15-37-35-0010-00140-0140

Property Details

APN / Parcel Number

Primary APN3-15-37-35-0010-00140-0140

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,503 sqft Heated Area
Gross Area2,896 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Exterior MaterialConcrete Block
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area11,238 sqft (0.257 acres)
Lot Dimensions150 ft deep x 75 ft wide
Garage TypeCarport
CarportCarport
Pool Area522 sqft
PorchFinished/Screened Porch

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address209 NW 13TH ST
CityOKEECHOBEE
StateFL
Zip34972-1902
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY OF OKEECHOBEE (PLAT BOOK 1 PAGE 10 AND RE-RECORDED IN PLAT BOOK 5 PAGE 5) LOT 14 & E 1/2 OF LOT 15 BLOCK 14
Legal Range35E
Legal Township37S
Legal Section15
Legal SubdivisionOKEECHOBEE
Legal Block14
Legal Lot Number14
JurisdictionOKEECHOBEE FL
Township / Civil DivisionOKEECHOBEE
Census Block Group2
Census Block2038
Census Tract910201

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address209 NW 13TH ST, OKEECHOBEE, FL 34972-1902
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 4, 2003
Deed SaleJun 4, 2003
Deed Document Number0050300003
Record UpdatedJun 8, 2026

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKEECHOBEE FL
Property Address209 NW 13TH ST, OKEECHOBEE, FL 34972-1902
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0008041784
DateMar 29, 2018
Book Page0804/1784
Instrument2018004193
Lender
NameSEACOAST NATIONAL BANK
TypeBank
AddressSTUART, FL 34995
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term180 Months
DueMar 9, 2033
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkeechobee County
MunicipalityOkeechobee City
Unified School DistrictOkeechobee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,143.00 (-28.87%) Homeowner's exemption$101,819 (+5.99%)$196,886 (-5.35%) Land $22,500 Building $174,386
2023$1,607.00 (+5.72%) Homeowner's exemption$96,067 (+3%)$208,012 (+21.93%) Land $16,500 Building $191,512
2022$1,520.00 Homeowner's exemption$93,269$170,605 Land $10,125 Building $160,480

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 14 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims5 (2004–2017)
Claims Outside the SFHA1 of 5
Most Recent ClaimSep 2017 · Hurricane Irma
Claims by Event
  • Hurricane Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKEECHOBEE UTILITY AUTHORITY
serves 20,000 people · EPA ID FL4470257
Water SourceSurface water
Last State InspectionJun 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityHaloacetic acids
resolved · Jan 2020
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting22
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Hotwire Communications, Verizon.

Nearby Properties on NW 13th St

Nearby Streets

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