209 N Toccoa River Rd, Mineral Bluff, GA 30559 Property Records

Fannin County property record for 209 N Toccoa River Rd, Mineral Bluff, GA 30559

Property Summary

Property TypeSeasonal / Vacation Home
Details3 ba · 2,909 sqft · built 2023
Lot Size1.59 acres (69,260 sqft)
OwnerIndividual Name on File
Last Sale$310,000 (Oct 2021)
Tax Bill$1,572 (2025)
Deeds & MortgagesOct 2021 Sale
Flood ZoneZone X (minimal risk)
APN0050 21A01

Property Details

APN / Parcel Number

Primary APN0050 21A01
Alternative APN
  • 8445

Interior

Full Baths3 Baths
Stories2 Stories
Building Area2,909 sqft Heated Area
1st Floor Area945 sqft
FlooringTile
Interior WallsWood
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Exterior MaterialFiber Cement Siding
Foundation TypeRaised
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area69,260 sqft (1.59 acres)
Lot Dimensions419 ft deep x 168 ft wide
PorchOpen Porch

Utilities, Heating & Cooling

SewerSeptic
Water SourceWell

Location & Zoning

Account Number8445
Old Parcel Number005021A01
Street Address209 N TOCCOA RIVER RD
CityMINERAL BLUFF
StateGA
Zip30559-2792
Property CategoryResidential
Property TypeResidential > Specialized > Seasonal / Vacation Home
Local Zoning CodeRURAL
Legal Description8-2 LL153 TR C DB1464-449* 1.59 AC
Legal SubdivisionRIVER FRONT PROPERTY
Legal TractC
Legal Lot NumberC
JurisdictionFANNIN GA
Township / Civil DivisionMCCAYSVILLE
Census Block Group1
Census Block1077
Census Tract50100

Owner

209 N Toccoa River Rd, a residential property, is owned by an individual who bought it in October 2021.

Source: Fannin County records, as of January 19, 2026

Owner of RecordIndividual Name on File
Mailing Address104 PILGRIM VILLAGE DR STE 400, 400, CUMMING, GA 30040-9233
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 28, 2021 · Amount on File
Deed SaleOct 28, 2021 · Amount on File
Deed Document Number0001464449
Deed Book / Page1464 / 449
Record UpdatedJun 8, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFANNIN GA
Recording DateOct 28, 2021
Property Address209 N TOCCOA RIVER RD, MINERAL BLUFF, GA 30559-2792
Document Number001464/449
Book / Page1464 / 449
Instrument DateOct 28, 2021
Instrument2021-003542
Transaction TypeTransfer
Record UpdatedJan 20, 2026

Transaction

AmountAmount on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address104 PILGRIM VILLAGE DR STE 400, 400, CUMMING, GA 30040-9233

Tax Assessment & Valuation

The 2025 property tax bill for 209 N Toccoa River Rd was $1,572.

Source: Fannin County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyFannin County
Unified School DistrictFannin County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,572.00$173,364 Land $49,660 Building $123,704$433,409 Land $124,149 Building $309,260
2023$43,548 (-) Land $43,548$108,870 (-) Land $108,870
2022$610.00$43,548 Land $43,548$108,870 Land $108,870

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 209 N Toccoa River Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 N Toccoa River Rd is moderate, ranking above 40% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · lower than 73% of Georgia
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBEAR TRACK
private · serves 62 people · EPA ID GA1110074
Water SourceGroundwater
Last State InspectionFeb 2026
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting7
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ETC
Cable · Fiber in parts of the area
1,000 / 50

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on N Toccoa River Rd

Nearby Streets

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