Montgomery County property record for 209 N State St, Litchfield, IL 62056
| Property Type | Commercial |
|---|---|
| Lot Size | 0.1 acres (4,224 sqft) |
| Owner | Company Name on File |
| Last Sale | $84,000 (Nov 2021) |
| Tax Bill | $2,893 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Aug 2022 Mortgage + 2 more |
| APN | 10-33-366-029 |
| Primary APN | 10-33-366-029 |
|---|---|
| Alternative APN |
|
| Lot Area | 4,224 sqft (0.1 acres) |
|---|---|
| Lot Dimensions | 132 ft deep x 32 ft wide |
| Street Address | 209 N STATE ST |
|---|---|
| City | LITCHFIELD |
| State | IL |
| Zip | 62056-2036 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | S PT LOT 8 BLK 28 32 FT X 132 FT LOTS IN LITCHFIELD 9-5-981 S T00 R |
| Legal Subdivision | ORIGINAL CITY OF LITCHFIELD |
| Legal Block | 28 |
| Legal Lot Number | 8 |
| Jurisdiction | MONTGOMERY IL |
| Township / Civil Division | NORTH LITCHFIELD |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 957800 |
209 N State St, a commercial property, is owned by a company that bought it in November 2021.
Source: Montgomery County records, as of July 21, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 209 N STATE ST, LITCHFIELD, IL 62056-2036 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 15, 2024 | Warranty Deed, Transfer · Conventional Mortgage TOP FLITE FINANCIAL INC |
| Aug 19, 2022 | Deed of Trust, Mortgage · Commercial Mortgage BANK & TRUST CO |
| Nov 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK & TRUST CO |
| Nov 2, 2021 | Warranty Deed, Transfer · Conventional Mortgage BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 2, 2021 · Amount on File |
| Deed Sale | Nov 2, 2021 · Amount on File |
| Prior Sale | Feb 6, 2013 · Amount on File |
| Deed Document Number | 20214090 |
| Deed Book / Page | 1766 / 427 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY IL |
| Recording Date | Feb 15, 2024 |
| Property Address | 209 N STATE ST, LITCHFIELD, IL 62056-2036 |
| Document Number | 0202400492 |
| Instrument Date | Feb 8, 2024 |
| Instrument | 202400492 |
| Transaction Type | Transfer |
| Record Updated | Feb 28, 2024 |
| Title Company | COMMUNITY TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $115.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1425 N FRANKLIN ST, LITCHFIELD, IL 62056-1342 |
| Document Number | 0202400493 |
|---|---|
| Date | Feb 15, 2024 |
| Instrument | 202400493 |
| Name | TOP FLITE FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Mar 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.13% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IL |
| Property Address | 209 N STATE ST, LITCHFIELD, IL 62056-2036 |
| Transaction Type | Mortgage |
| Record Updated | Sep 14, 2022 |
| Name | Verified Name |
|---|
| Document Number | 001785/556 |
|---|---|
| Date | Aug 19, 2022 |
| Book Page | 1785/556 |
| Instrument | 202202595 |
| Name | BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 84 Months |
| Due | Jul 27, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONTGOMERY IL |
| Property Address | 209 N STATE ST, LITCHFIELD, IL 62056-2036 |
| Transaction Type | Mortgage |
| Record Updated | Aug 5, 2022 |
| Title Company | SPEARS TITLE |
| Name | Verified Name |
|---|
| Document Number | 001766/873 |
|---|---|
| Date | Nov 8, 2021 |
| Book Page | 1766/873 |
| Instrument | 202104166 |
| Name | BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 1, 2041 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONTGOMERY IL |
| Recording Date | Nov 2, 2021 |
| Property Address | 209 N STATE ST, LITCHFIELD, IL 62056-2036 |
| Document Number | 001766/427 |
| Book / Page | 1766 / 427 |
| Map Reference | PG 505 |
| Instrument Date | Nov 1, 2021 |
| Instrument | 202104090 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2022 |
| Title Company | SPEARS TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $126.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 427, WITT, IL 62094-0427 |
| Document Number | 2021040911766430 |
|---|---|
| Date | Nov 2, 2021 |
| Instrument | 2021040911766430 |
| Name | BANK & TRUST CO |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 209 N State St was $2,893, up 4.9% from the year before.
Source: Montgomery County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Montgomery County |
| County Subdivision | North Litchfield Township |
| Municipality | Litchfield City |
| Unified School District | Litchfield Community Unit School District 12 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,893.00 (+4.86%) | $35,050 (+6.92%) Land $7,750 Building $27,300 | $105,150 (+6.92%) Land $23,250 Building $81,900 |
| 2024 | $2,759.00 | $32,780 Land $7,250 Building $25,530 | $98,340 Land $21,750 Building $76,590 |
| 2022 | $2,560.00 | $29,210 Land $6,460 Building $22,750 | $87,630 Land $19,380 Building $68,250 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA has no flood map on file for 209 N State St; there have been 1 flood claim nearby since 2002.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (2002) |
| Most Recent Claim | May 2002 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 209 N State St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LITCHFIELD serves 6,648 people · EPA ID IL1350400 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Dec 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Computer Techniques Fiber | 2,000 / 2,000 |
| Fidium Fiber Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Nextlink Fixed Wireless | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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