Collin County property record for 209 N Main St, Prosper, TX 75078
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,340 sqft · built 1980 |
| Lot Size | 0.76 acres (33,106 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $7,596 (2024) |
| Deeds & Mortgages | Oct 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R-0976-001-001A-1 |
| Primary APN | R-0976-001-001A-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,340 sqft Living Area |
| 1st Floor Area | 1,220 sqft |
| 2nd Floor Area | 390 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1980 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Block |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 33,106 sqft (0.76 acres) |
| Porch | Covered Porch |
| Porch Area | 32 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 977081 |
|---|---|
| Street Address | 209 N MAIN ST |
| City | PROSPER |
| State | TX |
| Zip | 75078-2309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MITCHELL ADDITION (CPR), BLK 1, LOT 1A |
| Legal Subdivision | MITCHELL ADDITION (CPR) |
| Legal Block | 1 |
| Legal Lot Number | 1A |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | CELINA |
| Census Block Group | 3 |
| Census Block | 3023 |
| Census Tract | 30304 |
209 N Main St is owned and occupied by an individual who acquired it in March 2025.
Source: Collin County records, as of October 23, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | 2 Co-owners on File |
| Mailing Address | 209 N MAIN ST, PROSPER, TX 75078-2309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2025 |
| Deed Sale | Mar 12, 2025 |
| Deed Document Number | 2025000028380 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 209 N MAIN ST, PROSPER, TX 75078-2309 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2023 |
| Title Company | INDEPENDENCE TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000152183 |
|---|---|
| Date | Oct 13, 2022 |
| Instrument | 20221013000152183 |
| Name | NBH BANK NA |
|---|---|
| Type | Bank |
| Address | COLORADO SPRINGS, CO 80918 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.79% |
| Type Change Date | Oct 1, 2029 |
| Change Frequency | 6 Months |
| Min Rate At Change | 6.79% |
| Max Rate At Change | 11.7% |
| Index | Other |
| Margin | 3 |
| Max Rate | 11.7% |
Source: Collin County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Prosper Town |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $570,351 Land $496,584 Building $73,767 | $570,351 Land $496,584 Building $73,767 | |
| 2024 | $7,596.00 | ||
| 2023 | $388,254 Land $333,495 Building $54,759 | $388,254 Land $333,495 Building $54,759 | |
| 2022 | $6,793.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 209 N Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 209 N Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Nextlink Fixed Wireless | 200 / 50 |
| ElektraFi Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: Centric Fiber, Optimum, T-Mobile.
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