209 N Locust St, Roberts, IL 60962 Property Records

Ford County property record for 209 N Locust St, Roberts, IL 60962

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,654 sqft · built 1905
Lot Size	0.196 acres (8,550 sqft)
Owner	2 Individual Names on File
Last Sale	$51,000 (Dec 2019)
Tax Bill	$3,149 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-07-21-176-004`

Property Details

APN / Parcel Number

Primary APN	`05-07-21-176-004`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,654 sqft Living Area
Basement Area	1,034 sqft
Unfinished Basement	1,034 sqft

Exterior

Year Built	Built 1905
Effective Year Built	Effective 1905
Lot Area	8,550 sqft (0.196 acres)
Lot Dimensions	114 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	660 sqft

Location & Zoning

Street Address	209 N LOCUST ST
City	ROBERTS
State	IL
Zip	60962-8044
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	V 1/2 LOTS 1, 2 & 3 EX W 36' LOT 3 BLK 2 BURNS ADD 75 X 114 ZONING R-1
Legal Range	09E
Legal Township	25N
Legal Section	21
Legal Subdivision	BURNS ADD
Legal Block	2
Legal Lot Number	1-3
Jurisdiction	FORD IL
Township / Civil Division	LYMAN
Census Block Group	1
Census Block	1020
Census Tract	961700

Owner

209 N Locust St is owned and occupied by two individuals who bought it in December 2019.

Source: Ford County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	209 N LOCUST ST, ROBERTS, IL 60962-8044
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage BANK OF GIBSON CITY
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF GIBSON CITY
Dec 26, 2019	Warranty Deed, Transfer · Conventional Mortgage BANK OF GIBSON CITY
Nov 8, 2019	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 26, 2019 · Amount on File
Deed Sale	Dec 26, 2019 · Amount on File
Prior Sale	Nov 8, 2019
Deed Document Number	2019272364
Prior Transfer Date	Nov 7, 2019
Prior Transfer Doc	0000272051
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	209 N LOCUST ST, ROBERTS, IL 60962-8044
Transaction Type	Mortgage
Record Updated	Sep 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000279735
Date	Aug 22, 2022
Instrument	279735

Lender

Name	BANK OF GIBSON CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Sep 1, 2027

Interest

Rate Type	Fixed Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORD IL
Property Address	209 N LOCUST ST, ROBERTS, IL 60962-8044
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000275669
Date	Mar 2, 2021
Instrument	275669

Lender

Name	BANK OF GIBSON CITY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 1, 2026

Interest

Rate Type	Fixed Rate

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FORD IL
Recording Date	Dec 26, 2019
Property Address	209 N LOCUST ST, ROBERTS, IL 60962-8044
Document Number	0000272364
Instrument Date	Dec 5, 2019
Instrument	272364
Transaction Type	Transfer
Record Updated	Aug 5, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$76.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	209 N LOCUST ST, ROBERTS, IL 60962-8044

Mortgage

Document Number	0000272365
Date	Dec 26, 2019
Instrument	272365

Lender

Name	BANK OF GIBSON CITY

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

November 2019: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	FORD IL
Recording Date	Nov 8, 2019
Property Address	209 N LOCUST ST, ROBERTS, IL 60962-8044
Document Number	0000272051
Instrument Date	Nov 7, 2019
Instrument	272051
Transaction Type	Foreclosure
Record Updated	Aug 5, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Lis Pendens

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 209 N Locust St was $3,149.

Source: Ford County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ford County
County Subdivision	Lyman Township
Municipality	Roberts Village
Unified School District	Paxton-Buckley-Loda Community Unit School District 10 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,149.00	$44,060 Land $1,470 Building $42,590	$132,180 Land $4,410 Building $127,770
2022	$2,923.00	$30,980 Land $1,040 Building $29,940	$92,940 Land $3,120 Building $89,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 N Locust St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 22, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 N Locust St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROBERTS serves 367 people · EPA ID IL0530350
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 182 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Watch TV Fixed Wireless	100 / 20

May also be available: Nextlink.

Cell Coverage

4G LTE only, no 5G reported

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