Mississippi County property record for 209 N Locust St, Charleston, MO 63834
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,152 sqft · built 1910 |
| Lot Size | 0.212 acres (9,250 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $286 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| APN | 09-3.0-05-003-014-010.000 |
| Primary APN | 09-3.0-05-003-014-010.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1910 |
|---|---|
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Retaining Wall |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,250 sqft (0.212 acres) |
| Lot Dimensions | 185 ft deep x 50 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 4432000 |
|---|---|
| Street Address | 209 N LOCUST ST |
| City | CHARLESTON |
| State | MO |
| Zip | 63834-1624 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 16 BLOCK 8 MOORES NEW ADDN #5389 |
| Legal Subdivision | MOORES NEW ADDN |
| Legal Block | 8 |
| Legal Lot Number | 16 |
| Jurisdiction | MISSISSIPPI MO |
| Township / Civil Division | TYWAPPITY |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 950200 |
209 N Locust St is owned and occupied by two individuals who acquired it in January 2003.
Source: Mississippi County records, as of December 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 209 N LOCUST ST, CHARLESTON, MO 63834-1624 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 1, 2003 |
| Deed Sale | Jan 1, 2003 |
| Deed Document Number | 0000495265 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MISSISSIPPI MO |
| Recording Date | May 6, 2026 |
| Property Address | 209 N LOCUST ST, CHARLESTON, MO 63834-1624 |
| Document Number | 0000000673 |
| Book / Page | 742 / 463 |
| Instrument Date | Apr 27, 2026 |
| Instrument | 2026673 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 209 N LOCUST ST, CHARLESTON, MO 63834-1624 |
| Document Number | 0000000673, |
|---|---|
| Date | May 6, 2026 |
| Book Page | 742/463 |
| Instrument | 2026673 |
| Name | FOCUS BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | May 1, 2046 |
| Rate | 6.38% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 209 N Locust St was $286.
Source: Mississippi County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Mississippi County |
| Municipality | Charleston City |
| Unified School District | Charleston R-I School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $286.00 | $5,320 | $28,000 Land $3,600 Building $24,400 |
| 2023 | $276.00 | $5,130 | $27,000 Land $3,600 Building $23,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 209 N Locust St; 2 flood insurance policies are in force nearby.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 209 N Locust St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLESTON PWS serves 5,900 people · EPA ID MO4010160 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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