Shiawassee County property record for 209 N Hickory St, Owosso, MI 48867
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,686 sqft · built 1935 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $174,500 (Dec 2022) |
| Tax Bill | $3,040 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Jan 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050-470-018-006-00 |
| Primary APN | 050-470-018-006-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,686 sqft Living Area |
| 1st Floor Area | 978 sqft |
| Basement Area | 912 sqft |
| Unfinished Basement | 912 sqft |
| Year Built | Built 1935 |
|---|---|
| Effective Year Built | Effective 1935 |
| Architectural Style | Custom Design |
| Lot Area | 6,098 sqft (0.14 acres) |
| Garage Area | 616 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 209 N HICKORY ST |
|---|---|
| City | OWOSSO |
| State | MI |
| Zip | 48867-3017 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE S 45' OF LOT 4 BLK 18 ORIGINAL PLAT INCL 12 CLSD ALLEY |
| Legal Subdivision | ORIGINAL OF CITY OF OWOSSO |
| Legal Block | 18 |
| Legal Lot Number | 4 |
| Jurisdiction | SHIAWASSEE MI |
| Township / Civil Division | OWOSSO |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 30600 |
209 N Hickory St is owned and occupied by an individual who bought it in December 2022.
Source: Shiawassee County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 209 N HICKORY ST, OWOSSO, MI 48867-3017 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2025 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Jan 16, 2024 | Deed of Trust, Mortgage · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Dec 28, 2022 | Warranty Deed, Transfer · FHA Mortgage JACKSON FLAGSTAR CENTRE OFFICE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 28, 2022 · Amount on File |
| Deed Sale | Dec 28, 2022 · Amount on File |
| Deed Document Number | 20223367310 |
| Deed Book / Page | 1303 / 246 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 209 N HICKORY ST, OWOSSO, MI 48867-3017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 209 N HICKORY ST, OWOSSO, MI 48867-3017 |
| Document Number | 0013320773 |
|---|---|
| Date | Nov 10, 2025 |
| Book Page | 1332/773 |
| Instrument | 3397268 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | TROY, MI 48098 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Property Address | 209 N HICKORY ST, OWOSSO, MI 48867-3017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 209 N HICKORY ST, OWOSSO, MI 48867-3017 |
| Document Number | 0013130558 |
|---|---|
| Date | Jan 16, 2024 |
| Book Page | 1313/558 |
| Instrument | 3377788 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Address | 5151 CORPORATE DR, TROY, MI 48098 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHIAWASSEE MI |
| Recording Date | Dec 28, 2022 |
| Property Address | 209 N HICKORY ST, OWOSSO, MI 48867-3017 |
| Document Number | 0013030246 |
| Book / Page | 1303 / 246 |
| Map Reference | LB B PG 411 |
| Instrument Date | Dec 28, 2022 |
| Instrument | 3367310 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2023 |
| Title Company | ATA NATIONAL TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,308.75 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 2405 COLONEL DR, LOUISVILLE, KY 40242-3013 |
| Name | Verified Name |
|---|---|
| Address | 28917 MAPLE ST, ROSEVILLE, MI 48066-2590 |
| Document Number | 0003367311 |
|---|---|
| Date | Dec 28, 2022 |
| Instrument | 3367311 |
| Name | JACKSON FLAGSTAR CENTRE OFFICE |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
The 2025 property tax bill for 209 N Hickory St was $3,040 with a homeowner's exemption.
Source: Shiawassee County assessment roll, as of July 16, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Shiawassee County |
| Municipality | Owosso City |
| Unified School District | Owosso Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $90,800 (+12.66%) | $181,600 (+12.66%) | |
| 2025 | $3,040.00 Homeowner's exemption | $80,600 | $161,200 |
| 2023 | $2,898.00 Homeowner's exemption | $66,400 | $132,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 209 N Hickory St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1981.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1981–1982) |
| Most Recent Claim | Mar 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 209 N Hickory St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OWOSSO serves 16,353 people · EPA ID MI0005120 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Nov 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| DayStarr Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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