209 N Granite Dr, Payson, AZ 85541 Property Records

Gila County property record for 209 N Granite Dr, Payson, AZ 85541

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,376 sqft · built 1980
Lot Size	0.189 acres (8,276 sqft)
Owner	Individual Name on Record
Tax Bill	$1,231 (2025)
Deeds & Mortgages	Sep 2021 Reverse Mortgage Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`304-43-064`

Property Details

APN / Parcel Number

Primary APN	`304-43-064`
Alternative APNs	`R034410` `034410`

Interior

Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,376 sqft Living Area
1st Floor Area	917 sqft

Exterior

Year Built	Built 1980
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asbestos
Lot Area	8,276 sqft (0.189 acres)
Garage Type	Detached
Garage Area	320 sqft
Parking Spaces	1 Parking Space
Patio Area	100 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Account Number	R034410
Street Address	209 N GRANITE DR
City	PAYSON
State	AZ
Zip	85541-4407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECTION: 03 TOWNSHIP: 10N RANGE: 10E LOT 64 OF PARK PAYSON PINES OF PLAT 472NW1/4 NW1/4 SEC 3 T10N R10E = 0.19 AC
Legal Range	10E
Legal Township	10N
Legal Section	03
Legal Subdivision	PAYSON PINES
Legal Lot Number	64 1002
Jurisdiction	GILA AZ
Township / Civil Division	PAYSON
Census Block Group	1
Census Block	1013
Census Tract	400

Owner

Source: Gila County records, as of December 4, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	209 N GRANITE DR, PAYSON, AZ 85541-4407
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2021	Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP
Oct 24, 2019	Reverse Mortgage, Transfer · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Prior Sale	Sep 15, 2010
Last Transfer Date	Oct 24, 2019
Transfer Doc	0000011535
Record Updated	Jun 8, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILA AZ
Property Address	209 N GRANITE DR, PAYSON, AZ 85541-4407
Transaction Type	Mortgage
Record Updated	Nov 9, 2021
Title Company	TRUE CONCEPT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 N GRANITE DR, PAYSON, AZ 85541-4407

Mortgage

Document Number	0000012329
Date	Sep 2, 2021
Instrument	2021-012329

Lender

Name	AMERICAN ADVISORS GROUP
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	757 Months
Due	Oct 23, 2084

Interest

Rate Type	Adjustable Rate
Rate	2.24%
Type Change Date	Oct 1, 2021
Change Frequency	Annually
Index	1-Year LIBOR

October 2019: Reverse Mortgage, Transfer

Document Type	Reverse Mortgage
Jurisdiction	GILA AZ
Recording Date	Oct 24, 2019
Property Address	209 N GRANITE DR, PAYSON, AZ 85541-4407
Document Number	0000011535
Instrument Date	Sep 25, 2019
Instrument	11535
Transaction Type	Transfer
Record Updated	Dec 4, 2019
Title Company	TRUE CONCEPT TITLE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 N GRANITE DR PAYSON AZ 855414407, PAYSON, AZ 85541-4407

Mortgage

Document Number	11536
Date	Oct 24, 2019
Instrument	11536

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	780 Months
Due	Oct 23, 2084

Interest

Rate Type	Adjustable Rate
Rate	5.56%

Mortgage

Document Number	11537,
Date	Oct 24, 2019
Instrument	11537

Lender

Name	COMMISSIONER/HSNG & URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	780 Months
Due	Oct 23, 2084

Interest

Rate Type	Adjustable Rate
Rate	5.56%

Tax Assessment & Valuation

Source: Gila County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Gila County
Municipality	Payson Town
Unified School District	Payson Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$24,835 (+10.57%) Land $5,834 Building $19,001	$248,354 (+10.57%) Land $58,343 Building $190,011
2025	$1,231.00 (+8.36%) Additional exemption filed
2024		$22,461 Land $3,513 Building $18,948	$224,610 Land $35,134 Building $189,476
2023	$1,136.00 Additional exemption filed

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 30, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 68% of Arizona
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF PAYSON serves 17,682 people · EPA ID AZ0404032
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 502 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Starlink Satellite	280 / 30

May also be available: Sparklight, Verizon.

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