209 N Division St, Sumner, IA 50674 Property Records

Bremer County property record for 209 N Division St, Sumner, IA 50674

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,995 sqft · built 1916
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Dec 2022)
Tax Bill	$2,958 (2025)
Deeds & Mortgages	Dec 2022 Foreclosure
Flood Zone	Zone X (minimal risk)
APN	`04-23-481-021`

Property Details

APN / Parcel Number

Primary APN	`04-23-481-021`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	4 Half Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,995 sqft Living Area
1st Floor Area	1,423 sqft
Basement Area	1,423 sqft
Finished Basement	500 sqft
Game Room	Game Room
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1916
Effective Year Built	Effective 1916
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	64 sqft
Lean-To	Lean-To

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	209 N DIVISION ST
City	SUMNER
State	IA
Zip	50674-1012
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	23-93-11 KOERTH LOT 2
Legal Range	11W
Legal Township	93N
Legal Section	23
Legal Subdivision	KOERTH'S SUBD
Legal Lot Number	2
Jurisdiction	BREMER IA
Township / Civil Division	SUMNER
Census Block Group	1
Census Block	1016
Census Tract	4700

Owner

Source: Bremer County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	209 N DIVISION ST, SUMNER, IA 50674-1012
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2022 · Amount on Record
Deed Sale	Dec 30, 2022 · Amount on Record
Deed Document Number	20224560
Record Updated	Oct 29, 2026

December 2022: Legal Action/Court Order, Foreclosure

Document Type	Legal Action/Court Order
Jurisdiction	BREMER IA
Recording Date	Dec 30, 2022
Property Address	209 N DIVISION ST, SUMNER, IA 50674-1012
Document Number	0020224560
Instrument Date	Dec 24, 2022
Instrument	20224560
Transaction Type	Foreclosure
Record Updated	Feb 8, 2023

Transaction

Amount	Amount Recorded
Tax	$263.20
Amount Accuracy	Rounded by County

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	209 N DIVISION ST, SUMNER, IA 50674-1012

Mortgage

Document Number	0020224561
Date	Dec 30, 2022
Instrument	20224561

Lender

Name	SECURITY STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Bremer County assessment roll, as of September 18, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Bremer County
Municipality	Sumner City
Unified School District	Sumner-Fredericksburg Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,958.00 (+65.25%) Homeowner's exemption	$200,940 (+29.76%) Land $13,200 Building $187,740	$200,940 (+29.76%) Land $13,200 Building $187,740
2023		$154,860 Land $11,550 Building $143,310	$154,860 Land $11,550 Building $143,310
2022	$1,790.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	12 (2004–2025)
Claims Outside the SFHA	2 of 12
Most Recent Claim	Apr 2025 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Jul 2017 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUMNER WATER SUPPLY serves 2,030 people · EPA ID IA0970006
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 290 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL	2,000 / 2,000
Hawkeye Telephone Fiber	1,000 / 1,000
Northeast Iowa Telephone Company Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
GigFire Fixed Wireless	150 / 130