209 N Division Ave, Polo, IL 61064 Property Records

Ogle County property record for 209 N Division Ave, Polo, IL 61064

Property Summary

Property Type	Single Family Home
Lot Size	0.176 acres (7,691 sqft)
Owner	Individual Name on File
Last Sale	$80,000 (Aug 2020)
Tax Bill	$1,905 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Feb 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-16-129-003`

Property Details

APN / Parcel Number

Primary APN	`14-16-129-003`

Exterior

Lot Area	7,691 sqft (0.176 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Location & Zoning

Street Address	209 N DIVISION AVE
City	POLO
State	IL
Zip	61064-1429
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RNG/BLK: TWP:0 SECT/LOT: LOT 12 & N 27FT W 12FT LOT 11 BLK 8 BARBERS 1ST ADD CITY OF POLO
Legal Subdivision	BARBERS FIRST ADD
Legal Block	8
Legal Lot Number	11-12
Jurisdiction	OGLE IL
Township / Civil Division	BUFFALO
Census Block Group	2
Census Block	2027
Census Tract	961500

Owner

209 N Division Ave is owned and occupied by an individual who bought it in August 2020.

Source: Ogle County records, as of May 19, 2026

Owner of Record	Individual Name on File
Mailing Address	209 N DIVISION AVE, POLO, IL 61064-1429
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE BANK SHANNON POLO
Feb 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK AMBOY
Aug 6, 2020	Grant Deed, Transfer · Conventional with PMI STILLMAN BANCORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2020 · Amount on File
Deed Sale	Aug 6, 2020 · Amount on File
Prior Sale	Sep 24, 2007 · Amount on File
Deed Document Number	20205541
Record Updated	Jun 8, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	209 N DIVISION AVE, POLO, IL 61064-1429
Transaction Type	Mortgage
Record Updated	May 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002023
Date	Apr 13, 2017
Instrument	201702023

Lender

Name	FIRST STATE BANK SHANNON POLO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 11, 2022

Interest

Rate Type	Fixed Rate

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OGLE IL
Property Address	209 N DIVISION AVE, POLO, IL 61064-1429
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000696
Date	Feb 11, 2019
Instrument	201900696

Lender

Name	FIRST NATIONAL BANK AMBOY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2034

Interest

Rate Type	Fixed Rate

August 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OGLE IL
Recording Date	Aug 6, 2020
Property Address	209 N DIVISION AVE, POLO, IL 61064-1429
Document Number	0000005541
Instrument Date	Aug 4, 2020
Instrument	5541
Transaction Type	Transfer
Record Updated	Aug 26, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$120.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 N DIVISION AVE POLO IL 610641429, POLO, IL 61064-1429

Mortgage

Document Number	5542
Date	Aug 6, 2020
Instrument	5542

Lender

Name	STILLMAN BANCORP
Type	Mortgage Company
Address	STILLMAN VALLEY, IL 61084

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 209 N Division Ave was $1,905.

Source: Ogle County assessment roll, as of April 28, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Ogle County
County Subdivision	Buffalo Township
Municipality	Polo City
Unified School District	Polo Community Unit School District 222 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,905.00	$26,826 Land $4,555 Building $22,271	$80,478 Land $13,665 Building $66,813
2023		$28,739 Land $6,471 Building $22,268	$86,217 Land $19,413 Building $66,804
2022	$1,856.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 209 N Division Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 30, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 N Division Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POLO serves 2,355 people · EPA ID IL1410450
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 478 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Division Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures