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209 N Commonwealth Ave, Strathmere, NJ 08248 Property Records

Cape May County and Upper Township property record for 209 N Commonwealth Ave, Strathmere, NJ 08248

Property Summary

Property TypeSingle Family Home
Details1,241 sqft · built 1950
Lot Size0.173 acres (7,518 sqft)
Owner2 Individual Names on File
Last Sale$575,000 (Apr 2020)
Tax Bill$13,636 (2024)
Deeds & MortgagesApr 2020 Sale & Mortgage
Jan 2020 Mortgage
Flood ZoneZone AE (high risk)
APN11-00857-0000-00002

Property Details

APN / Parcel Number

Primary APN11-00857-0000-00002
Alternative APN
  • 110085700002

Interior

Stories1 Story
Building Area1,241 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Construction TypeFrame
Lot Area7,518 sqft (0.173 acres)
Lot Dimensions94 ft deep x 80 ft wide
Garage TypeDetached
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address209 N COMMONWEALTH AVE
CitySTRATHMERE
StateNJ
Zip08248
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal SubdivisionBRIGHTON SHORES
Legal Block857
Legal Lot Number2
JurisdictionCAPE MAY NJ
Township / Civil DivisionUPPER
Census Block Group4
Census Block4006
Census Tract20302

Owner

209 N Commonwealth Ave is owned by two individuals who bought it in April 2020.

Source: Cape May County and Upper Township records, as of June 29, 2026

Owner of Record2 Individual Names on File
Mailing Address8567 KINGS HWY, KEMPTON, PA 19529-8934
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 6, 2020Grant Deed, Transfer · Conventional Mortgage
USAA
Jan 17, 2020Deed of Trust, Mortgage · Conventional Mortgage
'NEILL J BRIAN O

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 6, 2020 · Amount on File
Deed SaleApr 6, 2020 · Amount on File
Prior SaleJun 8, 2001 · Amount on File
Deed Document Number202010618
Deed Book / Page3908 / 719
Record UpdatedOct 29, 2026

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCAPE MAY NJ
Recording DateApr 6, 2020
Property Address209 N COMMONWEALTH AVE, STRATHMERE, NJ 08248
Document Number0039080719
Book / Page003908 / 000719
Instrument DateMar 4, 2020
Instrument10618
Transaction TypeTransfer
Record UpdatedJul 6, 2020
Title CompanySURETY TITLE CORPORATION, SURETY TITLE CORP

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$575.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8567 KINGS HWY KEMPTON PA 195298934, KEMPTON, PA 19529-8934

Mortgage

Document Number61730671
DateApr 6, 2020
Book Page006173/000671
Instrument10619
Lender
NameUSAA
AddressSAN ANTONIO, TX 78288-0544
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueApr 5, 2050

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCAPE MAY NJ
Property Address209 N COMMONWEALTH AVE, STRATHMERE, NJ 08248
Document Number0061540711
Instrument DateJan 17, 2020
Transaction TypeMortgage
Record UpdatedMar 10, 2020
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address37 LOUELLA CT WAYNE PA 190873527, WAYNE, PA 19087-3527

Mortgage

Document Number0061540711
DateFeb 7, 2020
Book Page006154/000711
Instrument4143
Lender
Name'NEILL J BRIAN O
Address930 STOKE RD, VILLANOVA, PA 19085-2024
Agreement
TypeConventional Mortgage
AmountAmount on Record

Tax Assessment & Valuation

Source: Cape May County and Upper Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyCape May County
County SubdivisionUpper Township
Unified School DistrictUpper Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$614,000 (-) Land $542,600 Building $71,400$614,000 (-) Land $542,600 Building $71,400
2025$614,000 Land $542,600 Building $71,400$614,000 Land $542,600 Building $71,400
2024$13,636.00
2023$614,000 Land $542,600 Building $71,400$614,000 Land $542,600 Building $71,400
2022$12,513.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 N Commonwealth Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective October 4, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 245 individual policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies259 units insured
incl. 14 condo units
Nearby Flood Claims382 (1978–2024)
Most Recent ClaimJun 2024 · tidal / storm surge
Claims by Event
  • Hurricane Sandy, Nov 2012 · 168 claims
  • Severe Winter Coastal Storm, High Winds, Flooding, Feb 1998 · 24 claims
  • Coastal Storms & Flooding, Mar 1984 · 35 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 209 N Commonwealth Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - STRATHMERE
private · serves 1,085 people · EPA ID NJ0511001
Water SourceGroundwater
Last State InspectionApr 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		1,000 / 75

May also be available: AT&T.

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