Berks County property record for 209 N 3rd St, Reading, PA 19601
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 1 ba · 2,086 sqft · built 1900 |
| Lot Size | 0.03 acres (1,307 sqft) |
| Owner | Individual Name on File |
| Last Sale | $50,000 (May 2010) |
| Tax Bill | $508 (2026) |
| Deeds & Mortgages | Jan 2023 Mortgage Sep 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 5307-74-61-8446 |
| Primary APN | 5307-74-61-8446 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 10 Rooms |
| Stories | 3 Stories |
| Building Area | 2,086 sqft Living Area |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 1,307 sqft (0.03 acres) |
| View / Lot | Neighborhood |
| Porch | Stoop |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 6056225 |
|---|---|
| Street Address | 209 N 3RD ST |
| City | READING |
| State | PA |
| Zip | 19601-3212 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 18 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 1300 |
Source: Berks County assessment roll, APN 5307-74-61-8446, as of May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 209 N 3RD ST, READING, PA 19601-3212 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 09, 2023 | Deed of Trust, Mortgage FINANCIAL CASUALITY & SERIVES INC |
| Sep 09, 2021 | Deed of Trust, Mortgage ROSALIA GARCIA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 21, 2010 · Amount on Record |
| Deed Sale | May 21, 2010 · Amount on Record |
| Prior Sale | Oct 30, 2007 · Amount on Record |
| Deed Document Number | 201019109 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 209 N 3RD ST, READING, PA 19601-3212 |
| Transaction Type | Mortgage |
| Record Updated | Jan 23, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000000653 |
|---|---|
| Date | Jan 09, 2023 |
| Instrument | 2023000653 |
| Name | FINANCIAL CASUALITY & SERIVES INC |
|---|---|
| Type | Non-Lending Institution |
| Address | HOUSTON, TX 77210 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 209 N 3RD ST, READING, PA 19601-3212 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000045211 |
|---|---|
| Date | Sep 09, 2021 |
| Instrument | 2021045211 |
| Name | ROSALIA GARCIA |
|---|---|
| Type | Private Party |
| Address | 608 JEFFERSON BLVD, WEST LAWN, PA 19609 |
| Amount | Amount Recorded |
|---|
Source: Berks County assessment roll as of May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| Municipality | Reading City |
| Unified School District | Reading School District (KG - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $508.00 (+6.72%) Homeowner's exemption | $18,000 (-) Land $6,100 Building $11,900 | $6,100 (-66.11%) Land $6,100 |
| 2024 | $476.00 | $18,000 Land $6,100 Building $11,900 | |
| 1994 | $18,000 Land $6,100 Building $11,900 |
Source: FEMA National Flood Hazard Layer, Berks County (42011C), as of February 26, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420110013003, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (2003–2008) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 2008 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 1,382 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T, Verizon.
Source: EPA Safe Drinking Water Information System, water system PA3060059, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | READING AREA WATER AUTHORITY serves 95,100 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | Treatment failure resolved · Apr 2025 E. coli resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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