Cleveland County property record for 209 Morrison St, Shelby, NC 28152
| Property Type | Single Family Home |
|---|---|
| Details | 1,408 sqft · built 1930 |
| Lot Size | 0.339 acres (14,798 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $522 (2026) |
| Deeds & Mortgages | Dec 2018 Mortgage Apr 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | 20645 |
| Primary APN | 20645 |
|---|---|
| Alternative APN |
|
| Plumbing Fixtures | 5 Plumbing Fixtures |
|---|---|
| Stories | 1 Story |
| Building Area | 1,408 sqft Finished Area |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Siding |
| Foundation Type | Footing |
| Lot Area | 14,798 sqft (0.339 acres) |
| Lot Dimensions | 151 ft deep x 98 ft wide |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 384 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | 9588501 |
|---|---|
| Street Address | 209 MORRISON ST |
| City | SHELBY |
| State | NC |
| Zip | 28152-6637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R6 |
| Legal Description | 209 MORRISON ST |
| Legal Subdivision | MORRISON |
| Legal Block | 12 |
| Legal Lot Number | 10 |
| Jurisdiction | CLEVELAND NC |
| Township / Civil Division | CLEVELAND |
| Census Block Group | 3 |
| Census Block | 3034 |
| Census Tract | 951200 |
Source: Cleveland County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 801, SHELBY, NC 28151-0801 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 7, 2018 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF THE OZARKS |
| Apr 6, 2020 | Loan Modification, Mortgage BANK OZK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 209 MORRISON ST, SHELBY, NC 28152-6637 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017811748 |
|---|---|
| Date | Dec 7, 2018 |
| Book Page | 1781/1748 |
| Instrument | 200020867 |
| Name | BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Address | LAWNDALE, NC 28090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | CLEVELAND NC |
| Property Address | 209 MORRISON ST, SHELBY, NC 28152-6637 |
| Document Number | 0018110875 |
| Instrument Date | Apr 6, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 801 SHELBY NC 281510801, SHELBY, NC 28151-0801 |
| Document Number | 0018110875 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 001811/000875 |
| Instrument | 38294 |
| Name | BANK OZK |
|---|---|
| Address | LAWNDALE, NC 28090 |
| Term | 12 Months |
|---|---|
| Due | Apr 16, 2021 |
Source: Cleveland County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cleveland County |
| Municipality | Shelby City |
| Unified School District | Cleveland County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $522.00 (+10.13%) | $47,688 (-) Land $6,813 Building $40,875 | $47,688 (-) Land $6,813 Building $40,875 |
| 2025 | $474.00 | $47,688 (+815.84%) Land $6,813 Building $40,875 | $47,688 (+815.84%) Land $6,813 Building $40,875 |
| 2023 | $5,207 Land $4,239 Building $968 | $5,207 Land $4,239 Building $968 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 5, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 43% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF SHELBY serves 23,600 people · EPA ID NC0123010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2026 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 186 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T, T-Mobile.
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