209 Monroe St, Troy, AL 36081 Property Records

Pike County property record for 209 Monroe St, Troy, AL 36081

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,138 sqft · built 1962
Lot Size	0.501 acres (21,859 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Mar 2026)
Tax Bill	$754 (2025)
Deeds & Mortgages	May 2008 Mortgage Mar 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`205000`

Property Details

APN / Parcel Number

Primary APN	`205000`
Alternative APN	`55 10 08 34 3 003 013.000`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,138 sqft Living Area
Upper Floors Area	480 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1962
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Crossed Walls
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	21,859 sqft (0.501 acres)
Lot Dimensions	150 ft deep x 183 ft wide
Garage Type	Attached
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	288 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	205000
Street Address	209 MONROE ST
City	TROY
State	AL
Zip	36081-4525
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	S
Legal Description	LT 24 RIDGEWOOD S/D PT D PLAT 2-86 183.1'X150'X100'X14.7'X160'
Legal Subdivision	RIDGEWOOD S/D
Legal Lot Number	24
Jurisdiction	PIKE AL
Township / Civil Division	TROY
Census Block Group	3
Census Block	3005
Census Tract	189102

Owner

Source: Pike County records, as of March 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	209 MONROE STREET, TROY, AL 36081-4525
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 7, 2008	Deed of Trust, Mortgage COUNTRYWIDE BANK FSB
Mar 4, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 18, 2007	Warranty Deed, Transfer COUNTRYWIDE HOME LOANS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2026 · Amount on File
Deed Sale	Mar 4, 2026 · Amount on File
Prior Sale	Jun 18, 2007 · Amount on File
Deed Document Number	ED 2026589
Deed Book / Page	DEED 2026 / 589
Record Updated	Jun 8, 2026

May 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE AL
Property Address	209 MONROE ST, TROY, AL 36081-4525
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02008/4650
Date	May 7, 2008
Book Page	2008/4650
Instrument	00019209673804008

Lender

Name	COUNTRYWIDE BANK FSB
Address	1199 N FAIRFAX ST STE 500, ALEXANDRIA, VA 22314

Agreement

Amount	Amount on Record
Term	180 Months
Due	May 1, 2023

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE AL
Recording Date	Mar 4, 2026
Property Address	209 MONROE ST, TROY, AL 36081-4525
Document Number	DEED2026/589
Book / Page	DEED 2026 / 589
Map Reference	MB 2 PG 86
Instrument Date	Mar 2, 2026
Transaction Type	Transfer
Record Updated	Mar 17, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	209 MONROE ST, TROY, AL 36081-4525

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 MONNOE STREET, TROY, AL 36081-4525

Mortgage

Document Number	MTG20261767
Date	Mar 4, 2026
Instrument	MTG 2026/1767

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2056

June 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE AL
Recording Date	Jun 18, 2007
Property Address	209 MONROE ST, TROY, AL 36081-4525
Document Number	2007/1836
Book / Page	2007 / 1836
Instrument Date	Jun 14, 2007
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	209 MONROE ST, TROY, AL 36081-4525

Mortgage

Document Number	02007/8481
Date	Jun 18, 2007
Book Page	2007/8481
Instrument	00017061957806007

Lender

Name	COUNTRYWIDE HOME LOANS INC
Address	4500 PARK GRANADA, CALABASAS, CA 91302

Agreement

Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2037

Tax Assessment & Valuation

Source: Pike County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Pike County
Municipality	Troy City
Unified School District	Troy City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$754.00 (+7.25%) Homeowner's exemption Senior Citizen's exemption	$25,600 (+6.93%) Land $3,760 Building $21,840	$291,680 (+21.94%) Land $37,500 Building $254,180
2023	$703.00 (+2.03%) Homeowner's exemption Senior Citizen's exemption	$23,940 (+1.96%)	$239,200 (+1.95%) Land $37,500 Building $201,700
2022	$689.00 Homeowner's exemption Senior Citizen's exemption	$23,480	$234,620 Land $37,500 Building $197,120

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TROY UTILITIES serves 23,523 people · EPA ID AL0001124
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable in parts of the area	10,000 / 10,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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