Frederick County property record for 209 Monroe Ave, Frederick, MD 21701
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,662 sqft · built 1934 |
| Lot Size | 0.11 acres (4,769 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $415,000 (Jul 2026) |
| Tax Bill | $5,805 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage Feb 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-100630 |
| Primary APN | 02-100630 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,662 sqft Living Area |
| Gross Area | 1,752 sqft |
| 1st Floor Area | 651 sqft |
| Basement Area | 360 sqft |
| Finished Basement | 360 sqft |
| Year Built | Built 1934 |
|---|---|
| Effective Year Built | Effective 1934 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 4,769 sqft (0.11 acres) |
| Lot Dimensions | 175 ft deep x 27.3 ft wide |
| Garage Type | Detached |
| Garage Area | 190 sqft |
| Porch | Enclosed Porch |
| Porch Area | 90 sqft |
| Patio Area | 220 sqft |
| Heating System | Radiant |
|---|---|
| Sewer | Municipal |
| Account Number | 100630 |
|---|---|
| Street Address | 209 MONROE AVE |
| City | FREDERICK |
| State | MD |
| Zip | 21701-3113 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | M1 |
| Legal Description | LT #5, 27.25 X 175 209 MONROE AVE. FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Lot Number | 5 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 772200 |
Source: Frederick County records · APN 02-100630
Assessment roll updated August 4, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 209 MONROE AVE, FREDERICK, MD 21701-3113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 14, 2026 | Deed, Transfer · Conventional Mortgage HOME MORTGAGE INC |
| Feb 23, 2024 | Deed, Transfer · Conventional Mortgage FIRST HOME MORTGAGE CORP |
| Jun 06, 2017 | Grant Deed, Transfer · Conventional with PMI PRIME LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 14, 2026 · Amount on Record |
| Deed Sale | Jul 14, 2026 · Amount on Record |
| Prior Sale | Feb 23, 2024 · Amount on Record |
| Deed Document Number | 2026 |
| Deed Book / Page | 17956 / 77 |
| Prior Transfer Date | Apr 04, 2011 |
| Prior Transfer Doc | 0083240347 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jul 14, 2026 |
| Property Address | 209 MONROE AVE, FREDERICK, MD 21701-3113 |
| Document Number | 1795000077 |
| Book / Page | 17956 / 77 |
| Instrument Date | Jul 08, 2026 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2026 |
| Title Company | CARDINAL TITLE GROUP LLC, CARDINAL TITLE GROUP |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $419,150.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 209 MONROE AVE, FREDERICK, MD 21701-3113 |
| Document Number | 1795000089, |
|---|---|
| Date | Jul 14, 2026 |
| Book Page | 17956/89 |
| Name | HOME MORTGAGE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.87% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 23, 2024 |
| Property Address | 209 MONROE AVE, FREDERICK, MD 21701-3113 |
| Document Number | 0167720284 |
| Book / Page | 16772 / 284 |
| Map Reference | MB EHG 2 FO 134 |
| Instrument Date | Feb 02, 2024 |
| Transaction Type | Transfer |
| Record Updated | Mar 07, 2024 |
| Title Company | REAL ESTATE TITLE AND ESCROW, REAL ESTATE STLMTS & ESCROW |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $995.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 209 MONROE AVE, FREDERICK, MD 21701-3113 |
| Document Number | 0016772292 |
|---|---|
| Date | Feb 23, 2024 |
| Instrument | 16772/292 |
| Name | FIRST HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 06, 2017 |
| Property Address | 209 MONROE AVE, FREDERICK, MD 21701-3113 |
| Document Number | 0011520289 |
| Book / Page | 001152 / 000289 |
| Instrument Date | May 31, 2017 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $265.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 209 MONROE AVE FREDERICK MD 217013113, FREDERICK, MD 21701-3113 |
| Document Number | 118520295 |
|---|---|
| Date | Jun 06, 2017 |
| Book Page | 011852/000295 |
| Name | PRIME LNDG |
|---|---|
| Address | DALLAS, TX 75252 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 05, 2047 |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,805.00 (+3.99%) | $313,200 (+9.36%) Land $73,800 Building $239,400 | $313,200 (-) Land $73,800 Building $239,400 |
| 2024 | $5,582.00 (+33%) | ||
| 2023 | $4,197.00 Homeowner's exemption | $286,400 | $313,200 Land $73,800 Building $239,400 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), as of November 6, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240217722002, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 8 (1982–1996) |
| Claims Outside the SFHA | 1 of 8 |
| Most Recent Claim | Jan 1996 · Severe Storms And Flooding |
| Wildfire Risk | Low lower than 97% of the US · lower than 94% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 242 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system MD0100015, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF FREDERICK serves 54,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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