Berks County property record for 209 Michael Dr, Reading, PA 19608 · Last verified June 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,966 sqft · built 1985 |
| Lot Size | 0.29 acres (12,632 sqft) |
| Owner | Individual Name on File |
| Last Sale | $76,635 (Dec 2014) |
| Tax Bill | $2,220 (2026) |
| Deeds & Mortgages | Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4385-14-43-0045 |
| Primary APN | 4385-14-43-0045 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,966 sqft Living Area |
| Gross Area | 2,670 sqft |
| 1st Floor Area | 1,966 sqft |
| Basement Area | 704 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 12,632 sqft (0.29 acres) |
| View / Lot | Neighborhood |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 80530684 |
|---|---|
| Street Address | 209 MICHAEL DR |
| City | READING |
| State | PA |
| Zip | 19608-9487 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | SPRING KNOLL SEC 01 |
| Legal Block | 43 |
| Legal Lot Number | 32 |
| Jurisdiction | BERKS PA |
| Township / Civil Division | CUMRU |
| Census Block Group | 3 |
| Census Block | 3053 |
| Census Tract | 11602 |
Source: Berks County records · APN 4385-14-43-0045
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 209 MICHAEL DR, READING, PA 19608-9487 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 17, 2014 · Amount on Record |
| Deed Sale | Dec 17, 2014 · Amount on Record |
| Prior Sale | Aug 19, 2003 · Amount on Record |
| Deed Document Number | 201441381 |
| Prior Transfer Date | Oct 10, 2014 |
| Prior Transfer Doc | 0000041381 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERKS PA |
| Property Address | 209 MICHAEL DR, READING, PA 19608-9487 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | FIRST AMER ABSTRACT WYOMISSI |
| Name | Verified Name |
|---|
| Document Number | 0000042966 |
|---|---|
| Date | Dec 06, 2019 |
| Instrument | 2019042966 |
| Name | VIST FINANCIAL |
|---|---|
| Type | Funding / Finance Company |
| Address | READING, PA 19610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2050 |
Source: Berks County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Berks County |
| County Subdivision | Cumru Township |
| Unified School District | Governor Mifflin School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,220.00 (+12.18%) Homeowner's exemption | $117,000 (-) Land $28,600 Building $88,400 | $28,600 (-75.56%) Land $28,600 |
| 2024 | $1,979.00 | $117,000 Land $28,600 Building $88,400 | |
| 1994 | $117,000 Land $28,600 Building $88,400 |
Source: FEMA National Flood Hazard Layer, Berks County (42011C), updated February 26, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 420110116023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 6 individual NFIP policies nearby |
| Nearby Flood Policies | 6 in force 2 of 6 on primary residences |
| Nearby Flood Claims | 3 (2001–2019) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jun 2019, rainfall accumulation |
| Wildfire Risk | Low above 20% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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