Berrien County property record for 209 Maple St, Three Oaks, MI 49128
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,600 sqft · built 1930 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $142,500 (May 2020) |
| Tax Bill | $2,002 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Jun 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 47-8600-0124-00-5 |
| Primary APN | 47-8600-0124-00-5 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,600 sqft Living Area |
| 1st Floor Area | 1,292 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Exterior Material | Wood Siding |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 132 ft deep x 66 ft wide |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 209 MAPLE ST |
|---|---|
| City | THREE OAKS |
| State | MI |
| Zip | 49128-1136 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 124 WARRENS ADD TO VILL OF THREE OAKS |
| Legal Subdivision | WARRENS ADD |
| Legal Lot Number | 124 |
| Legal Unit | 124 |
| Jurisdiction | BERRIEN MI |
| Township / Civil Division | THREE OAKS |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 11400 |
Source: Berrien County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 209 MAPLE ST, THREE OAKS, MI 49128-1136 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 9, 2025 | Deed of Trust, Mortgage · Conventional Mortgage CEFCU |
| Jun 13, 2022 | Deed of Trust, Mortgage · Line of Credit INDEPENDENT BANK |
| May 8, 2020 | Warranty Deed, Transfer · Conventional Mortgage INDEPENDENT BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2020 · Amount on Record |
| Deed Sale | May 8, 2020 · Amount on Record |
| Prior Sale | May 8, 2020 · Amount on Record |
| Deed Book / Page | 3274 / 2211 |
| Prior Transfer Date | Nov 12, 2007 |
| Prior Transfer Doc | 02989/1422 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 209 MAPLE ST, THREE OAKS, MI 49128-1136 |
| Transaction Type | Mortgage |
| Record Updated | Dec 31, 2025 |
| Name | Verified Name |
|---|---|
| Address | 209 MAPLE ST, THREE OAKS, MI 49128-1136 |
| Document Number | 003466/993 |
|---|---|
| Date | Dec 9, 2025 |
| Book Page | 3466/993 |
| Instrument | 2025447778 |
| Name | CEFCU |
|---|---|
| Type | Credit Union |
| Address | PEORIA, IL 61656 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 209 MAPLE ST, THREE OAKS, MI 49128-1136 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2023 |
| Name | Verified Name |
|---|---|
| Address | 209 MAPLE ST, THREE OAKS, MI 49128-1136 |
| Document Number | 0003377/49 |
|---|---|
| Date | Jun 13, 2022 |
| Book Page | 3377/49 |
| Instrument | 2022355150 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Address | GRAND RAPIDS, MI 49525 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | May 8, 2020 |
| Property Address | 209 MAPLE ST, THREE OAKS, MI 49128-1136 |
| Document Number | 03274/2211 |
| Book / Page | 3274 / 2211 |
| Map Reference | LB 2 PG 28 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Transfer |
| Record Updated | Nov 9, 2023 |
| Title Company | INDEPENDENT TITLE, INDEPENDENT TITLE SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,225.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 209 MAPLE ST, THREE OAKS, MI 49128-1136 |
| Name | Verified Name |
|---|---|
| Address | 209 MAPLE ST, THREE OAKS, MI 49128-1136 |
| Document Number | 0032742214 |
|---|---|
| Date | May 8, 2020 |
| Instrument | 3274/2214 |
| Name | INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2050 |
Source: Berrien County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| County Subdivision | Three Oaks Township |
| Municipality | Three Oaks Village |
| Unified School District | River Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $118,800 (+4.58%) | $237,600 (+4.58%) | |
| 2025 | $2,002.00 (+2.67%) Homeowner's exemption | $113,600 (+7.88%) | $227,200 (+7.88%) |
| 2024 | $1,950.00 (+10.11%) | ||
| 2023 | $105,300 | $210,600 | |
| 2022 | $1,771.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 10, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THREE OAKS serves 1,622 people · EPA ID MI0006600 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 8 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Surf Internet Fiber | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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