209 Lora Ln, Hazard, KY 41701 Property Records

Perry County property record for 209 Lora Ln, Hazard, KY 41701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,540 sqft · built 1985
Lot Size	6 acres (261,360 sqft)
Owner	Individual Name on Record
Last Sale	$100,000 (Feb 2005)
Tax Bill	$1,248 (2023)
Deeds & Mortgages	Mar 2017 Mortgage Sep 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`083-00 00 044.01`

Property Details

APN / Parcel Number

Primary APN	`083-00 00 044.01`
Alternative APN	`30086`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,540 sqft Building Perimeter

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	261,360 sqft (6 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	30086
Street Address	209 LORA LN
City	HAZARD
State	KY
Zip	41701-8050
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DB 392 PG 713 3-27-2017
Legal Subdivision	LOST CREEK
Jurisdiction	PERRY KY
Township / Civil Division	DICE
Census Block Group	2
Census Block	2017
Census Tract	970300

Owner

Source: Perry County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	209 LORA LN, HAZARD, KY 41701-8050
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2017	Deed of Trust, Mortgage · Conventional Mortgage CENTRAL BANK & TRUST CO
Sep 4, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2005 · Amount on Record
Deed Sale	Feb 26, 2005 · Amount on Record
Deed Book / Page	314 / 231
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERRY KY
Property Address	209 LORA LN, HAZARD, KY 41701-8050
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000416/760
Date	Mar 27, 2017
Book Page	416/760

Lender

Name	CENTRAL BANK & TRUST CO
Type	Bank
Address	LEXINGTON, KY 40507

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PERRY KY
Property Address	209 LORA LN, HAZARD, KY 41701-8050
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 LORA LN, HAZARD, KY 41701-8050

Mortgage

Document Number	000513/285
Date	Sep 4, 2025
Book Page	513/285

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Aug 17, 2050

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Perry County assessment roll, as of November 11, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Perry County
Unified School District	Perry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,000 (-)	$120,000 (-)
2025		$120,000 (-)	$120,000 (-)
2023	$1,248.00	$120,000 Land $20,000 Building $100,000	$120,000 Land $20,000 Building $100,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2022 · Severe Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 79% of the US · above 92% of Kentucky
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAZARD WATER DEPARTMENT serves 26,730 people · EPA ID KY0970184
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

Cell Coverage

No cell data coverage reported

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