Webster County property record for 209 Locust St, Providence, KY 42450
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,693 sqft |
| Owner | Individual Name on Record |
| Last Sale | $18,000 (Feb 2020) |
| Tax Bill | $336 (2025) |
| Deeds & Mortgages | Feb 2020 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | PR3-017-023 |
| Primary APN | PR3-017-023 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,693 sqft Finished Area |
| Family Room | Family Room |
| Exterior Material | Stucco |
|---|---|
| Foundation Type | Stone |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Porch | Porch |
| Porch Area | 310 sqft |
| Outdoor Kitchen / BBQ | Outdoor Kitchen / BBQ |
| Cooling System | Wall Unit |
|---|---|
| Heating Fuel | Gas |
| Account Number | 4744 |
|---|---|
| Street Address | 209 LOCUST ST |
| City | PROVIDENCE |
| State | KY |
| Zip | 42450-1513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | HOUSE & LOT |
| Jurisdiction | WEBSTER KY |
| Township / Civil Division | PROVIDENCE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 960400 |
Source: Webster County records, as of November 17, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 209 LOCUST ST, PROVIDENCE, KY 42450-1513 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 10, 2020 · Amount on Record |
| Deed Sale | Feb 10, 2020 · Amount on Record |
| Deed Document Number | 405929 |
| Deed Book / Page | DEED 308 / 326 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WEBSTER KY |
| Recording Date | Feb 10, 2020 |
| Property Address | 209 LOCUST ST, PROVIDENCE, KY 42450-1513 |
| Document Number | DEED308/326 |
| Book / Page | DEED 308 / 326 |
| Instrument Date | Feb 5, 2020 |
| Instrument | 405929 |
| Transaction Type | Transfer |
| Record Updated | Apr 20, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $18.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 211 LOCUST ST, PROVIDENCE, KY 42450-1513 |
| Name | Verified Name |
|---|---|
| Address | 209 LOCUST ST, PROVIDENCE, KY 42450-1513 |
| Document Number | MTG352/601 |
|---|---|
| Date | Feb 21, 2020 |
| Book Page | MTG 352/601 |
| Instrument | 406131 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, KY 42450 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 31, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Webster County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Webster County |
| Municipality | Providence City |
| Unified School District | Webster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $336.00 (+9.45%) | $31,800 (+10.03%) | $31,800 (+10.03%) |
| 2023 | $307.00 | $28,900 | $28,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1994) |
| Most Recent Claim | Jun 1994 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PROVIDENCE WATER WORKS serves 4,538 people · EPA ID KY1170361 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids not recorded as resolved · Apr 2026 Total trihalomethanes not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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