209 Ledges Rd, Ridgefield, CT 06877 Property Records

Ridgefield Town property record for 209 Ledges Rd, Ridgefield, CT 06877

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,609 sqft · built 1964
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Last Sale	$621,000 (Aug 2018)
Tax Bill	$12,161 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Feb 2017 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`D080102`

Property Details

APN / Parcel Number

Primary APN	`D080102`
Alternative APN	`RIDG M:D08 B:0102`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,609 sqft Living Area
Basement Area	1,224 sqft
Unfinished Basement	1,224 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1964
Effective Year Built	Effective 2017
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	D080102
Street Address	209 LEDGES RD
City	RIDGEFIELD
State	CT
Zip	06877-1911
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RAA
Legal Block	102
Jurisdiction	RIDGEFIELD CT
Township / Civil Division	RIDGEFIELD
Census Block Group	2
Census Block	2003
Census Tract	245100

Owner

209 Ledges Rd is owned and occupied by two individuals who bought it in August 2018.

Source: Ridgefield Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	209 LEDGES RD, RIDGEFIELD, CT 06877-1911
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Balloon Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 13, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Aug 1, 2018	Warranty Deed, Transfer FAIRFIELD COUNTY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2018 · Amount on File
Deed Sale	Aug 1, 2018 · Amount on File
Prior Sale	Jun 19, 2012 · Amount on File
Deed Book / Page	1064 / 1101
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	209 LEDGES RD, RIDGEFIELD, CT 06877-1911
Transaction Type	Mortgage
Record Updated	Aug 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1109-638
Date	Dec 30, 2020
Book Page	1109/638

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2041

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RIDGEFIELD CT
Property Address	209 LEDGES RD, RIDGEFIELD, CT 06877-1911
Document Number	1044-84
Transaction Type	Mortgage
Record Updated	Aug 16, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	1044-84
Date	Feb 13, 2017
Book Page	001044/000084

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Feb 12, 2047

Interest

Rate Type	Adjustable Rate

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RIDGEFIELD CT
Recording Date	Aug 1, 2018
Property Address	209 LEDGES RD, RIDGEFIELD, CT 06877-1911
Document Number	1064-1101
Book / Page	1064 / 1101
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$109.51
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants

Mortgage

Document Number	10641104
Date	Aug 1, 2018
Instrument	01064/1104

Lender

Name	FAIRFIELD COUNTY BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 209 Ledges Rd was $12,161.

Source: Ridgefield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ridgefield Town
Unified School District	Ridgefield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,161.00	$444,010 Land $189,000 Building $255,010	$310,807 Land $132,300 Building $178,507
2024	$12,161.00 (+6.12%)
2023	$11,460.00 (-5.73%)	$444,010 (+3.84%) Land $189,000 Building $255,010
2022	$12,157.00	$427,600 Land $157,500 Building $270,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Ledges Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Ledges Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 106 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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