209 Laurel St, Lake Charles, LA 70605 Property Records

Calcasieu Parish property record for 209 Laurel St, Lake Charles, LA 70605

Property Summary

Property Type	Single Family Home
Lot Size	0.03 acres (1,321 sqft)
Owner	Individual Name on Record
Last Sale	$220,000 (Feb 2023)
Tax Bill	$1,435 (2025)
Deeds & Mortgages	May 2021 Mortgage Feb 2023 Sale + 6 more
Flood Zone	Zone AE (high risk)
APN	`00363804`

Property Details

APN / Parcel Number

Primary APN	`00363804`

Exterior

Lot Area	1,321 sqft (0.03 acres)

Location & Zoning

Street Address	209 LAUREL ST
City	LAKE CHARLES
State	LA
Zip	70605-5523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	@191008-1948-5 0008 0000 -209 LAUREL- LOT 8 BLK 5 UNIVERSITY PLACE, PART M REF1-JAMES O DOLBY B 883 P 310 B 894 P 113-64 REF2
Legal Range	08
Legal Township	10
Legal Section	19
Legal Subdivision	SUBDIVISION UNIVERSITY PLAC
Legal Block	5
Legal Lot Number	8
Jurisdiction	CALCASIEU LA
Township / Civil Division	6
Census Block Group	1
Census Block	1008
Census Tract	1302

Owner

Source: Calcasieu Parish records, as of July 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	209 LAUREL ST, LAKE CHARLES, LA 70605-5523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 3, 2021	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Feb 27, 2023	Cash Sale Deed, Transfer UNKNOWN, CYPRESS TITLE
Nov 17, 2022	Special Warranty Deed, Transfer · Line of Credit JD BANK
Mar 8, 2019	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 11, 2018	Cash Sale Deed, Transfer · Conventional Mortgage JD BANK
Apr 19, 2018	Deed, Transfer
Nov 14, 2017	Sheriff's Deed, Foreclosure
May 30, 2007	Deed, Transfer · Conventional Mortgage FIRST HORIZON HOME LOAN CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 27, 2023 · Amount on Record
Deed Sale	Feb 27, 2023 · Amount on Record
Prior Sale	Nov 17, 2022 · Amount on Record
Deed Document Number	20233498397
Deed Book / Page	4564 / 123
Prior Transfer Date	Aug 23, 2022
Prior Transfer Doc	0003482303
Record Updated	Sep 20, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALCASIEU LA
Property Address	209 LAUREL ST, LAKE CHARLES, LA 70605-5523
Transaction Type	Mortgage
Record Updated	Feb 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	005706/420
Date	May 3, 2021
Book Page	5706/420
Instrument	3426419

Lender

Name	NEW DAY FINANCIAL LLC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

February 2023: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	CALCASIEU LA
Recording Date	Feb 27, 2023
Property Address	209 LAUREL ST, LAKE CHARLES, LA 70605-5523
Document Number	004564/123
Book / Page	4564 / 123
Map Reference	MB 9 PG 11
Instrument Date	Feb 24, 2023
Instrument	3498397
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	UNKNOWN, CYPRESS TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4415 MEADOW BROOK WAY, LAKE CHARLES, LA 70607-4300

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 LAUREL ST, LAKE CHARLES, LA 70605-5523

November 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CALCASIEU LA
Recording Date	Nov 17, 2022
Property Address	209 LAUREL ST, LAKE CHARLES, LA 70605-5523
Document Number	004550/448
Book / Page	4550 / 448
Map Reference	MB 9 PG 11
Instrument Date	Oct 18, 2022
Instrument	3490786
Transaction Type	Transfer
Record Updated	Feb 17, 2026
Title Company	BAYOU TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	810 VERMONT AVE NW, WASHINGTON, DC 20420-0001

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4415 MEADOW BROOK WAY, LAKE CHARLES, LA 70607-4300

Mortgage

Document Number	0003490787
Date	Nov 17, 2022
Instrument	3490787

Lender

Name	JD BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

March 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	CALCASIEU LA
Recording Date	Mar 8, 2019
Property Address	209 LAUREL ST, LAKE CHARLES, LA 70605-5523
Document Number	004312/114
Book / Page	4312 / 114
Instrument Date	Mar 8, 2019
Instrument	3346709
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 LAUREL ST, LAKE CHARLES, LA 70605-5523
Investor	Possibly a Property Investor

Mortgage

Document Number	005318/359
Date	Mar 8, 2019
Book Page	5318/359
Instrument	3346710

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

July 2018: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	CALCASIEU LA
Recording Date	Jul 11, 2018
Property Address	209 LAUREL ST, LAKE CHARLES, LA 70605-5523
Document Number	004270/477
Book / Page	4270 / 477
Instrument Date	Jul 2, 2018
Instrument	3322882
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 LAUREL ST, LAKE CHARLES, LA 70605-5523

Mortgage

Document Number	0005217/93
Date	Jul 11, 2018
Book Page	5217/93
Instrument	3322884

Lender

Name	JD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Fixed Rate

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	CALCASIEU LA
Recording Date	Apr 19, 2018
Property Address	209 LAUREL ST, LAKE CHARLES, LA 70605-5523
Document Number	004253/221
Book / Page	4253 / 221
Instrument Date	Apr 11, 2018
Instrument	3313283
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	RICHMOND ST, HOUSTON, TX 77042

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

November 2017: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	CALCASIEU LA
Recording Date	Nov 14, 2017
Property Address	209 LAUREL ST, LAKE CHARLES, LA 70605-5523
Document Number	004226/892
Book / Page	4226 / 892
Instrument Date	Oct 11, 2017
Instrument	3297145
Transaction Type	Foreclosure
Record Updated	Feb 17, 2026

Transaction

Tax	$0.00
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9990 RICHMOND AVE, HOUSTON, TX 77042-4559

May 2007: Deed, Transfer

Document Type	Deed
Jurisdiction	CALCASIEU LA
Recording Date	May 30, 2007
Property Address	209 LAUREL ST, LAKE CHARLES, LA 70605-5523
Document Number	003346/505
Book / Page	3346 / 505
Map Reference	MB9 PG11
Instrument Date	May 25, 2007
Instrument	2813542
Transaction Type	Transfer
Record Updated	Feb 17, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7624 SPECK DR, LAKE CHARLES, LA 70605-0517
Investor	Possibly a Property Investor

Mortgage

Document Number	0002813543
Date	May 30, 2007
Instrument	2813543

Lender

Name	FIRST HORIZON HOME LOAN CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2037

Tax Assessment & Valuation

Source: Calcasieu Parish assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	Calcasieu Parish
Municipality	Lake Charles City
Unified School District	Calcasieu Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,435.00 (+2.43%)	$14,620 (-) Land $3,030 Building $11,590	$146,200 (-) Land $30,300 Building $115,900
2024	$1,401.00 (-1.13%)	$14,620 (-) Land $3,030 Building $11,590	$146,200 (-) Land $30,300 Building $115,900
2023	$1,417.00 (+0.28%)	$14,620 (-) Land $3,030 Building $11,590	$146,200 (-) Land $30,300 Building $115,900
2022	$1,413.00 Homeowner's exemption	$14,620 Land $3,030 Building $11,590	$146,200 Land $30,300 Building $115,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 1, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 147 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	147 in force
Nearby Flood Claims	30 (2020–2021)
Claims Outside the SFHA	6 of 30
Most Recent Claim	May 2021 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2021 · 27 claims Hurricane Delta, Oct 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.9% of Louisiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAKE CHARLES WATER SYSTEM serves 79,500 people · EPA ID LA1019029
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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