209 Lake Dr, Stanhope, NJ 07874 Property Records

Sussex County and Byram Township property record for 209 Lake Dr, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	2,028 sqft · built 1950
Lot Size	0.487 acres (21,214 sqft)
Owner	2 Individual Names on File
Last Sale	$69,000 (Jun 2005)
Tax Bill	$14,392 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Jun 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`04-00255-0000-00196`

Property Details

APN / Parcel Number

Primary APN	`04-00255-0000-00196`
Alternative APN	`040025500196`

Interior

Stories	1 Story
Building Area	2,028 sqft Living Area
1st Floor Area	2,028 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Exterior Material	Stucco
Lot Area	21,214 sqft (0.487 acres)

Location & Zoning

Street Address	209 LAKE DR
City	STANHOPE
State	NJ
Zip	07874-3009
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	ADDITIONAL LOTS: L197-198,193.02
Legal Subdivision	GLEN ROCK LUMBER SUPPLY CO INC
Legal Block	255
Legal Lot Number	196
Jurisdiction	SUSSEX NJ
Township / Civil Division	BYRAM
Census Block Group	2
Census Block	2020
Census Tract	374300

Owner

209 Lake Dr is owned and occupied by two individuals who bought it in June 2005.

Source: Sussex County and Byram Township records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	209 LAKE DR, STANHOPE, NJ 07874-3009
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage VAST BANK NA
Jun 5, 2017	Deed of Trust, Mortgage · Line of Credit PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2005 · Amount on File
Deed Sale	Jun 17, 2005 · Amount on File
Prior Sale	Jul 10, 1996 · Amount on File
Deed Document Number	200521320
Deed Book / Page	2939 / 172
Prior Transfer Date	Nov 16, 1996
Prior Transfer Doc	0000022125
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	209 LAKE DR, STANHOPE, NJ 07874-3009
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099270218
Date	Apr 14, 2021
Book Page	9927/218
Instrument	20210414010087990

Lender

Name	VAST BANK NA
Type	Bank
Address	WAYNE, NJ 07470

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	238 Months
Due	Feb 1, 2041

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	209 LAKE DR, STANHOPE, NJ 07874-3009
Document Number	0095080078
Instrument Date	Jun 5, 2017
Transaction Type	Mortgage
Record Updated	Oct 1, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 LAKE DR STANHOPE NJ 078743009, STANHOPE, NJ 07874-3009

Mortgage

Document Number	0095080078
Date	Jun 28, 2017
Book Page	009508/000078
Instrument	131090

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 209 Lake Dr was $14,392, up 4.9% from the year before.

Source: Sussex County and Byram Township assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
County Subdivision	Byram Township
Elementary School District	Byram Township School District (KG - 08)
Secondary School District	Lenape Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$358,100 (-) Land $202,300 Building $155,800	$358,100 (-) Land $202,300 Building $155,800
2025	$14,392.00 (+4.94%)	$358,100 Land $202,300 Building $155,800	$358,100 Land $202,300 Building $155,800
2024	$13,715.00
2023		$358,100 Land $202,300 Building $155,800	$358,100 Land $202,300 Building $155,800
2022	$13,106.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Lake Dr in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	15 (1981–2011)
Claims Outside the SFHA	9 of 15
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Hurricane Irene, Aug 2011 · 3 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Lake Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 120 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Lake Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures