Lauderdale County property record for 209 Kellar Ave, Ripley, TN 38063
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,710 sqft · built 1940 |
| Lot Size | 0.251 acres (10,935 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $58,000 (Dec 2005) |
| Tax Bill | $308 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage Apr 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 049094E B 00400 |
| Primary APN | 049094E B 00400 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,710 sqft Living Area |
| 1st Floor Area | 1,430 sqft |
| Basement Area | 280 sqft |
| Finished Basement | 280 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Siding |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,935 sqft (0.251 acres) |
| Lot Dimensions | 135 ft deep x 81 ft wide |
| Porch | Slab |
| Porch Area | 156 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 209 KELLAR AVE |
|---|---|
| City | RIPLEY |
| State | TN |
| Zip | 38063-1615 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | DISTRICT: 02, COUNTY AREA: R25 |
| Jurisdiction | LAUDERDALE TN |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 50504 |
209 Kellar Ave is owned and occupied by two individuals who bought it in December 2005.
Source: Lauderdale County records, as of January 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 209 KELLAR AVE, RIPLEY, TN 38063-1615 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Apr 4, 2017 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES |
| Jun 29, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 19, 2005 · Amount on File |
| Deed Sale | Dec 19, 2005 · Amount on File |
| Prior Sale | Jan 30, 2002 |
| Deed Book / Page | 541 / 773 |
| Transfer Doc | 0000182014 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE TN |
| Property Address | 209 KELLAR AVE, RIPLEY, TN 38063-1615 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000759/35 |
|---|---|
| Date | Jul 27, 2021 |
| Book Page | 759/35 |
| Instrument | 196137 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 348 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE TN |
| Property Address | 209 KELLAR AVE, RIPLEY, TN 38063-1615 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000182015 |
|---|---|
| Date | Apr 4, 2017 |
| Book Page | 698/446 |
| Instrument | 182015 |
| Name | CARRINGTON MORTGAGE SERVICES |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 276 Months |
| Due | Apr 1, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAUDERDALE TN |
| Property Address | 209 KELLAR AVE, RIPLEY, TN 38063-1615 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000192279 |
|---|---|
| Date | Jun 29, 2020 |
| Book Page | 741/16 |
| Instrument | 192279 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2050 |
The 2025 property tax bill for 209 Kellar Ave was $308.
Source: Lauderdale County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lauderdale County |
| Municipality | Ripley City |
| Unified School District | Lauderdale County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $308.00 | $12,125 (-) Land $1,000 Building $11,125 | |
| 2024 | $308.00 | $12,125 (-) Land $1,000 Building $11,125 | |
| 2023 | $12,125 Land $1,000 Building $11,125 | ||
| 2022 | $303.00 | ||
| 2021 | $48,500 Land $4,000 Building $44,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 209 Kellar Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2013) |
| Most Recent Claim | Aug 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 209 Kellar Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RIPLEY WATER SYSTEM serves 8,030 people · EPA ID TN0000580 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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