209 Joe Collins Rd, Monroe, NC 28112 Property Records

Union County property record for 209 Joe Collins Rd, Monroe, NC 28112

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,838 sqft · built 1996
Lot Size	5.84 acres (254,390 sqft)
Owner	2 Individual Names on File
Last Sale	$187,500 (Jan 2011)
Tax Bill	$2,387 (2025)
Deeds & Mortgages	Apr 2022 Construction Loan Jan 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`04-174-016`

Property Details

APN / Parcel Number

Primary APN	`04-174-016`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,838 sqft Living Area
Gross Area	2,228 sqft
1st Floor Area	1,838 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	254,390 sqft (5.84 acres)
Garage Type	Attached
Garage Area	390 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	209 JOE COLLINS RD
City	MONROE
State	NC
Zip	28112-8223
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	7743-543 PLUS 8379-074 LESS 8379-077
Jurisdiction	UNION NC
Township / Civil Division	BUFORD
Census Block Group	1
Census Block	1002
Census Tract	20902

Owner

209 Joe Collins Rd is owned and occupied by two individuals who acquired it in January 2022.

Source: Union County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	209 JOE COLLINS RD, MONROE, NC 28112-8223
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2022	Deed of Trust, Mortgage · Construction Mortgage AMERICAN BANK OF THE CAROLINAS
Jan 21, 2022	Warranty Deed, Transfer
Jul 22, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2011 · Amount on File
Deed Sale	Jan 21, 2011 · Amount on File
Deed Document Number	20111776
Deed Book / Page	5480 / 83
Last Transfer Date	Jan 19, 2022
Transfer Doc	0000837977
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NC
Property Address	209 JOE COLLINS RD, MONROE, NC 28112-8223
Transaction Type	Mortgage
Record Updated	May 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 MATTHEW DR, MONROE, NC 28110-8065

Mortgage

Document Number	0000084634
Date	Apr 26, 2022
Book Page	8463/4
Instrument	15363

Lender

Name	AMERICAN BANK OF THE CAROLINAS
Type	Bank
Address	INDIAN TRAIL, NC 28079

Agreement

Type	Construction Mortgage
Amount	Amount on Record

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Jan 21, 2022
Property Address	209 JOE COLLINS RD, MONROE, NC 28112-8223
Document Number	0000837977
Book / Page	8379 / 77
Instrument Date	Jan 19, 2022
Instrument	2623
Transaction Type	Transfer
Record Updated	Feb 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3901 MATTHEW DR, MONROE, NC 28110-8065

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UNION NC
Recording Date	Jul 22, 2020
Property Address	209 JOE COLLINS RD, MONROE, NC 28112-8223
Document Number	7743543
Book / Page	007743 / 000543
Instrument Date	Jul 22, 2020
Instrument	27195
Transaction Type	Transfer
Record Updated	Aug 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	209 JOE COLLINS RD MONROE NC 281128223, MONROE, NC 28112-8223

Tax Assessment & Valuation

The 2025 property tax bill for 209 Joe Collins Rd was $2,387.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$517,900 (-) Land $140,400 Building $377,500	$517,900 (-) Land $140,400 Building $377,500
2025	$2,387.00	$517,900 Land $140,400 Building $377,500	$517,900 Land $140,400 Building $377,500
2023	$1,923.00	$309,800 Land $55,500 Building $254,300	$309,800 Land $55,500 Building $254,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Joe Collins Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Joe Collins Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

May also be available: Verizon.

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