209 James St, New Bedford, MA 02740 Property Records

Bristol County and New Bedford City property record for 209 James St, New Bedford, MA 02740

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,889 sqft · built 1910
Lot Size	0.075 acres (3,280 sqft)
Owner	2 Individual Names on File
Last Sale	$55,000 (Mar 2001)
Tax Bill	$3,655 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Jul 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`NEWB M:0050 L:0337`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0050 L:0337`
Alternative APNs	`NWBF M:0050 L:0337` `10187`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,889 sqft Living Area
Gross Area	3,502 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	3,280 sqft (0.075 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Gas

Location & Zoning

Account Number	10187
Street Address	209 JAMES ST
City	NEW BEDFORD
State	MA
Zip	02740-3729
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Lot Number	337
Jurisdiction	NEW BEDFORD MA
Township / Civil Division	NEW BEDFORD
Census Block Group	4
Census Block	4014
Census Tract	651600

Owner

209 James St is owned and occupied by two individuals who bought it in March 2001.

Source: Bristol County and New Bedford City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	209 JAMES ST, NEW BEDFORD, MA 02740-3729
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2026	Deed of Trust, Mortgage ROCKET MORTGAGE LLC
Jul 1, 2025	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 19, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance ROCKET MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 15, 2001 · Amount on File
Deed Sale	Mar 15, 2001 · Amount on File
Prior Sale	Nov 30, 2000 · Amount on File
Deed Book / Page	4924 / 126
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW BEDFORD MA
Property Address	209 JAMES ST, NEW BEDFORD, MA 02740-3729
Transaction Type	Mortgage
Record Updated	Mar 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	015390-192
Date	Feb 26, 2026
Book Page	15390/192
Instrument	3140

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2056

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW BEDFORD MA
Property Address	209 JAMES ST, NEW BEDFORD, MA 02740-3729
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0015275-61
Date	Jul 1, 2025
Book Page	15275/61
Instrument	202500113300

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEW BEDFORD MA
Property Address	209 JAMES ST, NEW BEDFORD, MA 02740-3729
Transaction Type	Mortgage
Record Updated	Jun 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	014344-138
Date	May 19, 2022
Book Page	14344/138
Instrument	11792

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 209 James St was $3,655, up 5.5% from the year before.

Source: Bristol County and New Bedford City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Bristol County
Municipality	New Bedford City
Unified School District	New Bedford School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,655.00 (+5.54%)	$323,200 (+11.99%) Land $90,200 Building $233,000	$406,220 (+8.53%)
2024	$3,463.00 (-1.93%)	$288,600 (+16.79%) Land $83,800 Building $204,800	$374,300
2023	$3,531.00	$247,100 Land $70,900 Building $176,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 James St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 22, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 209 James St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NEW BEDFORD DPI serves 101,079 people · EPA ID MA4201000
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 787 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Verizon.

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