209 Hwy V, Troy, MO 63379 Property Records

Lincoln County property record for 209 Hwy V, Troy, MO 63379

Property Summary

Property Type	Single Family Home
Details	5 bd · 2 ba · 2,693 sqft · built 2018
Lot Size	10 acres (439,520 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,464 (2025)
Deeds & Mortgages	Jun 2022 Line of Credit May 2017 Construction Loan + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-60-24-000-000-002.001`

Property Details

APN / Parcel Number

Primary APN	`08-60-24-000-000-002.001`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	2,693 sqft Living Area
Basement Area	2,693 sqft
Unfinished Basement	2,693 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	439,520 sqft (10 acres)
Garage Area	1,448 sqft
Parking Spaces	5 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	209 HIGHWAY V
City	TROY
State	MO
Zip	63379-5126
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	10.09 AC NE 1/4 SEC 24, N OF HWY V, SURVEY 3/336
Legal Range	01W
Legal Township	50N
Legal Section	24
Jurisdiction	LINCOLN MO
Township / Civil Division	UNION
Census Block Group	2
Census Block	2094
Census Tract	810205

Owner

209 Hwy V is owned and occupied by two individuals who acquired it in August 2016.

Source: Lincoln County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	209 HIGHWAY V, TROY, MO 63379-5126
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2022	Deed of Trust, Mortgage · Line of Credit PEOPLES BANK & TRUST CO
May 1, 2017	Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK & TRUST CO
Mar 21, 2018	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO
Apr 20, 2018	Deed of Trust, Mortgage · Closed-End Mortgage PEOPLES BANK & TRUST CO
Jul 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2016
Deed Sale	Aug 31, 2016
Deed Document Number	20167417
Deed Book / Page	2402 / 405
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	209 HIGHWAY V, TROY, MO 63379-5126
Transaction Type	Mortgage
Record Updated	Jul 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 HIGHWAY V, TROY, MO 63379-5126

Mortgage

Document Number	0002480/71
Date	Jun 1, 2022
Book Page	2480/71
Instrument	2022005814

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	209 HIGHWAY V, TROY, MO 63379-5126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2410/0350
Date	May 1, 2017
Book Page	2410/0350
Instrument	2017003783

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	8 Months
Due	Jan 28, 2018

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	209 HIGHWAY V, TROY, MO 63379-5126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	METRO TITLE COMPANY, METRO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2420/0888
Date	Mar 21, 2018
Book Page	2420/0888
Instrument	2018002246

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2048

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	209 HIGHWAY V, TROY, MO 63379-5126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2421/0958
Date	Apr 20, 2018
Book Page	2421/0958
Instrument	2018003320

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	241 Months
Due	May 1, 2038

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN MO
Property Address	209 HIGHWAY V, TROY, MO 63379-5126
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2449/808
Date	Jul 21, 2020
Book Page	2449/808
Instrument	2020007849

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank
Address	TROY, MO 63379

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Aug 1, 2040

Tax Assessment & Valuation

The 2025 property tax bill for 209 Hwy V was $4,464.

Source: Lincoln County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Lincoln County
Unified School District	Troy R-III School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$73,082 (-) Land $3,365 Building $69,717
2025	$4,464.00	$73,082 Land $3,365 Building $69,717	$384,640 Land $17,710 Building $366,930
2023	$4,188.00 (+5.54%)	$67,642 Land $3,175 Building $64,467	$356,010 Land $16,710 Building $339,300
2022	$3,968.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 209 Hwy V in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 5, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 209 Hwy V is moderate, ranking above 40% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 60% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
Windstream DSL	10 / 1

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Hwy V

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