209 Hudson Cir, Niceville, FL 32578 Property Records

Okaloosa County property record for 209 Hudson Cir, Niceville, FL 32578

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,407 sqft · built 1971
Lot Size	0.206 acres (8,987 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Aug 2024)
Tax Bill	$2,553 (2025)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-595-3534-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-595-3534-4`
Alternative APNs	`17-1S-22-2260-000A-0050` `22S1172260000A0050`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,407 sqft Living Area
Gross Area	1,758 sqft
1st Floor Area	1,407 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	8,987 sqft (0.206 acres)
Lot Width	75 ft Width
Garage Type	Carport
Carport	Carport
Porch	Finished/Open Porch
Porch Area	351 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	209 HUDSON CIR
City	NICEVILLE
State	FL
Zip	32578-3101
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SHERRY PARK S D LOT 5 BLK A
Legal Range	22W
Legal Township	01S
Legal Section	17
Legal Subdivision	SHERRY PARK
Legal Block	A
Legal Lot Number	5
Jurisdiction	OKALOOSA FL
Township / Civil Division	NICEVILLE-VALPARAISO
Census Block Group	1
Census Block	1029
Census Tract	21102

Owner

Source: Okaloosa County records · APN C56-000-595-3534-4

Assessment roll updated December 31, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	24 LIVERPOOL CT, CAMERON, NC 28326-9643
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 09, 2024 · Amount on Record
Deed Sale	Aug 09, 2024 · Amount on Record
Prior Sale	Jul 08, 2009 · Amount on Record
Deed Document Number	20243704474
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Recording Date	Apr 27, 2026
Property Address	209 HUDSON CIR, NICEVILLE, FL 32578-3101
Document Number	0003812921
Instrument Date	Apr 20, 2026
Instrument	20263812921
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FREEDOM MORTGAGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	209 HUDSON CIR, NICEVILLE, FL 32578-3101

Mortgage

Document Number	0003812921,
Date	Apr 27, 2026
Instrument	20263812921

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.22%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Municipality	Niceville City
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,553.00 (+135.3%)	$226,638 (+87.07%) Land $79,692 Building $146,946	$226,638 (+6.97%) Land $79,692 Building $146,946
2023	$1,085.00 (+5.65%) Homeowner's exemption	$121,150 (+3%)	$211,865 (+5.92%) Land $67,265 Building $144,600
2022	$1,027.00 Homeowner's exemption	$117,621	$200,029 Land $64,062 Building $135,967

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 66 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	66 in force
Nearby Flood Claims	25 (1994–2020)
Claims Outside the SFHA	13 of 25
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 3 claims Hurricane Frances, Sep 2004 · 5 claims Hurricane Opal, Oct 1995 · 8 claims

Wildfire

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Verizon.

Based on FCC filings for 491 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF NICEVILLE serves 22,243 people
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.